Alaska Pacific Bank

2094 Jordan Avenue
Juneau, AK 99801


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29849
Date Established 1936
Assets $0.17 billion
Loans $0.14 billion
Deposits $0.15 billion
Capital $0.01 billion

Alaska Pacific Bank is an FDIC insured institution located in Juneau, AK. It was founded in 1936 and has approximately $0.17 billion in assets.

For a more detailed analysis of Alaska Pacific Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

There are currently no rates available for Alaska Pacific Bank, but see these great savings and CD rates:

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Loan Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Alaska Pacific Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

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Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: 13256
3.408% 3.375% 0.38 $1,020 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
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Third Federal Savings and Loans
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3.990 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
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Note to Alaska Pacific Bank
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Financial Details

Alaska Pacific Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alaska Pacific Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Alaska Pacific Bank U.S. Bank Average
36.91% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Alaska Pacific Bank had $4,368,000 in non-current loans and $1,769,000 in owned real estate. To cover these potential losses it had $14,723,000 in equity and $1,905,000 in loans loss reserves. That gives it a Texas Ratio of 36.91%.

Return on Equity
Alaska Pacific Bank U.S. Bank Average
-18.1% 9.50%

Alaska Pacific Bank has a Return on Equity of -18.1% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Alaska Pacific Bank U.S. Bank Average
8.83% 12.76%

Alaska Pacific Bank has a Capitalization of 8.83% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Alaska Pacific Bank Balance Sheet Analysis

As of March 31, 2014, Alaska Pacific Bank had assets of $166,715,000, loans of $139,401,000, and deposits of $150,300,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.14 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.15 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.17 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Alaska Pacific Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Alaska, Alaska Pacific Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.90
Credit Card Loans 0.00
Consumer Auto Loans 0.51
Small Business Loans 10.50
Construction and Development Loans 11.76
Commercial Real Estate 45.46
Commercial and Industrial Loans 19.40
Farm Loans 0.00

Frequently Asked Questions About Alaska Pacific Bank

Branches and Savings

Is Alaska Pacific Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29849.

Why does Alaska Pacific Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Alaska Pacific Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Alaska Pacific Bank a commercial bank?


Where are Alaska Pacific Bank locations?

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Is Alaska Pacific Bank open on Saturdays?

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Are Alaska Pacific Bank ATMs Open 24/7?

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Can Alaska Pacific Bank customers use other ATMs?

Do Alaska Pacific Bank branches have notaries?

Will Alaska Pacific Bank notarize my document?

What address for Alaska Pacific Bank should I put for incoming ACH transfers?

Will the Alaska Pacific Bank branch print checks?

Do Alaska Pacific Bank checks expire?

Does Alaska Pacific Bank require US citizenship to open account?

Can Alaska Pacific Bank close my account?

Does Alaska Pacific Bank Report to credit bureaus?

Does Alaska Pacific Bank Use Equifax?

What is Alaska Pacific Bank's ACH Routing Number?

What is Alaska Pacific Bank's SWIFT code?


Does Alaska Pacific Bank offer mortgages?

Compare mortgage rates here.

Does Alaska Pacific Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alaska Pacific Bank offer personal loans?

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Does Alaska Pacific Bank offer student loans?

Will Alaska Pacific Bank cash a check?

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Does Alaska Pacific Bank cash savings bonds?

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Does Alaska Pacific Bank do currency exchange?

Background on The Bank

Who owns Alaska Pacific Bank?

How long has Alaska Pacific Bank been around?

Can Alaska Pacific Bank transfer to other banks?

Does Alaska Pacific Bank have quick pay?

Does Alaska Pacific Bank accept rolled coins?

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