American Continental Bank

17700 Castleton St, # 100
City Of Industry, CA 91748

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57444
Date Established 2003
Assets $0.20 billion
Loans $0.14 billion
Deposits $0.17 billion
Capital $0.03 billion

American Continental Bank is an FDIC insured institution located in City Of Industry, CA. It was founded in 2003 and has approximately $0.2 billion in assets. Customers can open an account via one of its 4 branches.

For a more detailed analysis of American Continental Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Continental Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks, American Continental Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.70
Multifamily
Mortgages
11.89
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 21.32
Construction and Development Loans 8.28
Commercial Real Estate 60.50
Commercial and Industrial Loans 8.22
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K 0.50% $10,000 - Learn MoreShow Less
12 Mo CD 10K 0.85% $10,000 - Learn MoreShow Less
18 Mo CD 10K 0.90% $10,000 - Learn MoreShow Less
24 Mo CD 10K 1.00% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.10% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K 0.20% $2,500 $24,999 Learn MoreShow Less
MM 25K 0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Branches

American Continental Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Continental Bank Locations

Financial Details

American Continental Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Continental Bank. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
American Continental Bank U.S. Bank Average
0.41% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, American Continental Bank had $123,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $27,460,000 in equity and $2,792,000 in loans loss reserves. That gives it a Texas Ratio of 0.41%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Continental Bank U.S. Bank Average
6.99% 9.45%

American Continental Bank has a Return on Equity of 6.99% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Continental Bank U.S. Bank Average
13.64% 11.28%

American Continental Bank has a Capitalization of 13.64% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Continental Bank Balance Sheet Analysis

As of June 30, 2016, American Continental Bank had assets of $201,359,000, loans of $139,937,000, and deposits of $168,237,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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