American Patriot Bank

3095 East Andrew Johnson Highway
Greeneville, TN 37745

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57169
Date Established 2001
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.06 billion
Capital $0.00 billion

American Patriot Bank is an FDIC insured institution located in Greeneville, TN. It was founded in 2001 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of American Patriot Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Patriot Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, American Patriot Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 50.02
Multifamily
Mortgages
1.85
Credit Card Loans 0.00
Consumer Auto Loans 0.89
Small Business Loans 17.53
Construction and Development Loans 3.88
Commercial Real Estate 18.62
Commercial and Industrial Loans 14.96
Farm Loans 2.07

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Patriot Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Patriot Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Patriot Bank
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Branches

American Patriot Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Patriot Bank Locations

Financial Details

American Patriot Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Patriot Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Patriot Bank U.S. Bank Average
504.32% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Patriot Bank had $836,000 in non-current loans and $8,978,000 in owned real estate. To cover these potential losses it had $1,246,000 in equity and $700,000 in loans loss reserves. That gives it a Texas Ratio of 504.32%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Patriot Bank U.S. Bank Average
-17.24% 8.58

American Patriot Bank has a Return on Equity of -17.24% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Patriot Bank U.S. Bank Average
2.08% 12.11

American Patriot Bank has a Capitalization of 2.08% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Patriot Bank Balance Sheet Analysis

As of June 30, 2016, American Patriot Bank had assets of $58,026,000, loans of $37,683,000, and deposits of $58,244,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Patriot Bank

Branches and Savings

Is American Patriot Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57169.

Why does American Patriot Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Patriot Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Patriot Bank a commercial bank?

Yes

Where are American Patriot Bank locations?

See branch locations nearby.

Is American Patriot Bank open on Saturdays?

Is American Patriot Bank open on Sundays?

What time does American Patriot Bank open?

What time does American Patriot Bank close?

Are American Patriot Bank ATMs Open 24/7?

Do American Patriot Bank ATMs accept cash deposits?

Can American Patriot Bank customers use other ATMs?

Do American Patriot Bank branches have notaries?

Will American Patriot Bank notarize my document?

What address for American Patriot Bank should I put for incoming ACH transfers?

Will the American Patriot Bank branch print checks?

Do American Patriot Bank checks expire?

Does American Patriot Bank require US citizenship to open account?

Can American Patriot Bank close my account?

Does American Patriot Bank Report to credit bureaus?

Does American Patriot Bank Use Equifax?

What is American Patriot Bank's ACH Routing Number?

What is American Patriot Bank's SWIFT code?

Products

Does American Patriot Bank offer mortgages?

Compare mortgage rates here.

Does American Patriot Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Patriot Bank offer personal loans?

Compare personal loan rates here.

Does American Patriot Bank offer student loans?

Will American Patriot Bank cash a check?

Will American Patriot Bank redeem a savings bond?

Does American Patriot Bank cash savings bonds?

Will American Patriot Bank cash money orders?

Can American Patriot Bank issue a money order?

Does American Patriot Bank do currency exchange?

Background on The Bank

Who owns American Patriot Bank?

How long has American Patriot Bank been around?

Can American Patriot Bank transfer to other banks?

Does American Patriot Bank have quick pay?

Does American Patriot Bank accept rolled coins?

Will American Patriot Bank accept loose change?

Where is American Patriot Bank headquarters?

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