American Patriot Bank

3095 East Andrew Johnson Highway
Greeneville, TN 37745


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57169
Date Established 2001
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.06 billion
Capital $0.00 billion

American Patriot Bank is an FDIC insured institution located in Greeneville, TN. It was founded in 2001 and has approximately $0.06 billion in assets.

For a more detailed analysis of American Patriot Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Patriot Bank, but see these great savings and CD rates:

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Loan Rates - October 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Patriot Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.630% 3.625% 0.00 $142 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to American Patriot Bank
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Financial Details

American Patriot Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Patriot Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Patriot Bank U.S. Bank Average
504.32% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, American Patriot Bank had $836,000 in non-current loans and $8,978,000 in owned real estate. To cover these potential losses it had $1,246,000 in equity and $700,000 in loans loss reserves. That gives it a Texas Ratio of 504.32%.

Return on Equity
American Patriot Bank U.S. Bank Average
-17.24% 9.50%

American Patriot Bank has a Return on Equity of -17.24% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

American Patriot Bank U.S. Bank Average
2.08% 12.76%

American Patriot Bank has a Capitalization of 2.08% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Patriot Bank Balance Sheet Analysis

As of June 30, 2016, American Patriot Bank had assets of $58,026,000, loans of $37,683,000, and deposits of $58,244,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.06 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in American Patriot Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, American Patriot Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 50.02
Credit Card Loans 0.00
Consumer Auto Loans 0.89
Small Business Loans 17.53
Construction and Development Loans 3.88
Commercial Real Estate 18.62
Commercial and Industrial Loans 14.96
Farm Loans 2.07

Frequently Asked Questions About American Patriot Bank

Branches and Savings

Is American Patriot Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57169.

Why does American Patriot Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Patriot Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Patriot Bank a commercial bank?


Where are American Patriot Bank locations?

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Is American Patriot Bank open on Saturdays?

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Are American Patriot Bank ATMs Open 24/7?

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Will American Patriot Bank notarize my document?

What address for American Patriot Bank should I put for incoming ACH transfers?

Will the American Patriot Bank branch print checks?

Do American Patriot Bank checks expire?

Does American Patriot Bank require US citizenship to open account?

Can American Patriot Bank close my account?

Does American Patriot Bank Report to credit bureaus?

Does American Patriot Bank Use Equifax?

What is American Patriot Bank's ACH Routing Number?

What is American Patriot Bank's SWIFT code?


Does American Patriot Bank offer mortgages?

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Does American Patriot Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Patriot Bank offer personal loans?

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Does American Patriot Bank offer student loans?

Will American Patriot Bank cash a check?

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Does American Patriot Bank do currency exchange?

Background on The Bank

Who owns American Patriot Bank?

How long has American Patriot Bank been around?

Can American Patriot Bank transfer to other banks?

Does American Patriot Bank have quick pay?

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Will American Patriot Bank accept loose change?

Where is American Patriot Bank headquarters?

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