Amistad Bank

1301 Veterans Boulevard
Del Rio, TX 78840

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26658
Date Established 1986
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.02 billion
Capital $0.00 billion

Amistad Bank is an FDIC insured institution located in Del Rio, TX. It was founded in 1986 and has approximately $0.03 billion in assets.

For a more detailed analysis of Amistad Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Amistad Bank’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and 1-4 Family Residential Loans.

Compared to other banks in Texas, Amistad Bank has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 8.86
Multifamily
Mortgages
5.86
Credit Card Loans 0.00
Consumer Auto Loans 0.19
Small Business Loans 0.00
Construction and Development Loans 19.07
Commercial Real Estate 63.24
Commercial and Industrial Loans 2.68
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $1,000 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.20% $50,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $1,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.35% $50,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.45% $1,000 $49,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.30% $2,500 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 25K
0.70% $25,000 $249,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Amistad Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
4.125% 4.125% 0.00 $0 $1,212 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,800 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Amistad Bank
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Branches

Amistad Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Amistad Bank Locations

Financial Details

Amistad Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Amistad Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Amistad Bank U.S. Bank Average
0% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Amistad Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,076,000 in equity and $310,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Amistad Bank U.S. Bank Average
6.85% 8.84%

Amistad Bank has a Return on Equity of 6.85% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Amistad Bank U.S. Bank Average
13.99% 12.21%

Amistad Bank has a Capitalization of 13.99% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Amistad Bank Balance Sheet Analysis

As of September 30, 2017, Amistad Bank had assets of $29,143,000, loans of $19,645,000, and deposits of $24,550,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Amistad Bank

Branches and Savings

Is Amistad Bank FDIC insured?

Yes. It is covered under FDIC Certificate #26658.

Why does Amistad Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Amistad Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Amistad Bank a commercial bank?

Yes

Where are Amistad Bank locations?

See branch locations nearby.

Is Amistad Bank open on Saturdays?

Is Amistad Bank open on Sundays?

What time does Amistad Bank open?

What time does Amistad Bank close?

Are Amistad Bank ATMs Open 24/7?

Do Amistad Bank ATMs accept cash deposits?

Can Amistad Bank customers use other ATMs?

Do Amistad Bank branches have notaries?

Will Amistad Bank notarize my document?

What address for Amistad Bank should I put for incoming ACH transfers?

Will the Amistad Bank branch print checks?

Do Amistad Bank checks expire?

Does Amistad Bank require US citizenship to open account?

Can Amistad Bank close my account?

Does Amistad Bank Report to credit bureaus?

Does Amistad Bank Use Equifax?

What is Amistad Bank's ACH Routing Number?

What is Amistad Bank's SWIFT code?

Products

Does Amistad Bank offer mortgages?

Compare mortgage rates here.

Does Amistad Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Amistad Bank offer personal loans?

Compare personal loan rates here.

Does Amistad Bank offer student loans?

Will Amistad Bank cash a check?

Will Amistad Bank redeem a savings bond?

Does Amistad Bank cash savings bonds?

Will Amistad Bank cash money orders?

Can Amistad Bank issue a money order?

Does Amistad Bank do currency exchange?

Background on The Bank

Who owns Amistad Bank?

How long has Amistad Bank been around?

Can Amistad Bank transfer to other banks?

Does Amistad Bank have quick pay?

Does Amistad Bank accept rolled coins?

Will Amistad Bank accept loose change?

Where is Amistad Bank headquarters?

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