Anadarko Bank and Trust Company

Headquarters

110 West Oklahoma
Anadarko, OK 73005
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Bank Information

Anadarko Bank and Trust Company is an FDIC insured institution located in Anadarko, OK. It was founded in 1901 and has approximately $0.08 billion in assets.

FDIC Insured Yes
FDIC Certificate # 15354
Date Established 1901
Assets $ 83.47 million
Loans $ 54.37 million
Deposits $ 72.29 million
Capital $ 8.98 million
 

For a more detailed analysis of Anadarko Bank and Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Anadarko Bank and Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
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PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
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Branches

Anadarko Bank and Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Anadarko Bank and Trust Company Locations


Financial Details

Anadarko Bank and Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Anadarko Bank and Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Anadarko Bank and Trust Company U.S. Bank Average
2.69% 6.51%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2019, Anadarko Bank and Trust Company had $264,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,984,000 in equity and $826,000 in loans loss reserves. That gives it a Texas Ratio of 2.69%.

Return on Equity
Anadarko Bank and Trust Company U.S. Bank Average
8.75% 9.41%

Anadarko Bank and Trust Company has a Return on Equity of 8.75% versus the BestCashCow average of 9.41%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Anadarko Bank and Trust Company U.S. Bank Average
10.76% 12.82%

Anadarko Bank and Trust Company has a Capitalization of 10.76% versus the BestCashCow average of 12.82. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Anadarko Bank and Trust Company Balance Sheet Analysis

As of March 31, 2015, Anadarko Bank and Trust Company had assets of $81,485,000, loans of $54,365,000, and deposits of $72,290,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2019
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 54.37 million
Loan loss allowance $ 0.83 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 72.29 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 83.47 million

Summary Income Statement

December 31, 2019
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Anadarko Bank and Trust Company’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Farm Loans.

Compared to other banks in Oklahoma, Anadarko Bank and Trust Company has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.64
Multifamily
Mortgages
4.19
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 9.35
Construction and Development Loans 4.10
Commercial Real Estate 20.94
Commercial and Industrial Loans 7.56
Farm Loans 13.38

Frequently Asked Questions About Anadarko Bank And Trust Company

Branches and Savings

Is Anadarko Bank And Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #15354.

Why does Anadarko Bank And Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anadarko Bank And Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anadarko Bank And Trust Company a commercial bank?

Yes

Where are Anadarko Bank And Trust Company locations?

See branch locations nearby.

Is Anadarko Bank And Trust Company open on Saturdays?

Is Anadarko Bank And Trust Company open on Sundays?

What time does Anadarko Bank And Trust Company open?

What time does Anadarko Bank And Trust Company close?

Are Anadarko Bank And Trust Company ATMs Open 24/7?

Do Anadarko Bank And Trust Company ATMs accept cash deposits?

Can Anadarko Bank And Trust Company customers use other ATMs?

Do Anadarko Bank And Trust Company branches have notaries?

Will Anadarko Bank And Trust Company notarize my document?

What address for Anadarko Bank And Trust Company should I put for incoming ACH transfers?

Will the Anadarko Bank And Trust Company branch print checks?

Do Anadarko Bank And Trust Company checks expire?

Does Anadarko Bank And Trust Company require US citizenship to open account?

Can Anadarko Bank And Trust Company close my account?

Does Anadarko Bank And Trust Company Report to credit bureaus?

Does Anadarko Bank And Trust Company Use Equifax?

What is Anadarko Bank And Trust Company's ACH Routing Number?

What is Anadarko Bank And Trust Company's SWIFT code?

Products

Does Anadarko Bank And Trust Company offer mortgages?

Compare mortgage rates here.

Does Anadarko Bank And Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anadarko Bank And Trust Company offer personal loans?

Compare personal loan rates here.

Does Anadarko Bank And Trust Company offer student loans?

Will Anadarko Bank And Trust Company cash a check?

Will Anadarko Bank And Trust Company redeem a savings bond?

Does Anadarko Bank And Trust Company cash savings bonds?

Will Anadarko Bank And Trust Company cash money orders?

Can Anadarko Bank And Trust Company issue a money order?

Does Anadarko Bank And Trust Company do currency exchange?

Background on The Bank

Who owns Anadarko Bank And Trust Company?

How long has Anadarko Bank And Trust Company been around?

Can Anadarko Bank And Trust Company transfer to other banks?

Does Anadarko Bank And Trust Company have quick pay?

Does Anadarko Bank And Trust Company accept rolled coins?

Will Anadarko Bank And Trust Company accept loose change?

Where is Anadarko Bank And Trust Company headquarters?

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