Anson Bank & Trust Co.

211 South Greene Street
Wadesboro, NC 28170

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 30079
Date Established 1889
Assets $0.06 billion
Loans $0.03 billion
Deposits $0.06 billion
Capital $0.01 billion

Anson Bank & Trust Co. is an FDIC insured institution located in Wadesboro, NC. It was founded in 1889 and has approximately $0.06 billion in assets.

For a more detailed analysis of Anson Bank & Trust Co.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Anson Bank & Trust Co.’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in North Carolina, Anson Bank & Trust Co. has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 54.63
Multifamily
Mortgages
0.25
Credit Card Loans 0.29
Consumer Auto Loans 0.36
Small Business Loans 24.96
Construction and Development Loans 8.40
Commercial Real Estate 24.96
Commercial and Industrial Loans 5.41
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Anson Bank & Trust Co., but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Anson Bank & Trust Co.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Anson Bank & Trust Co.
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Branches

Anson Bank & Trust Co. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Anson Bank & Trust Co. Locations

Financial Details

Anson Bank & Trust Co. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Anson Bank & Trust Co.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Anson Bank & Trust Co. U.S. Bank Average
22.86% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Anson Bank & Trust Co. had $349,000 in non-current loans and $1,180,000 in owned real estate. To cover these potential losses it had $6,220,000 in equity and $468,000 in loans loss reserves. That gives it a Texas Ratio of 22.86%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Anson Bank & Trust Co. U.S. Bank Average
9.02% 8.58

Anson Bank & Trust Co. has a Return on Equity of 9.02% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Anson Bank & Trust Co. U.S. Bank Average
9.7% 12.11

Anson Bank & Trust Co. has a Capitalization of 9.7% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Anson Bank & Trust Co. Balance Sheet Analysis

As of June 30, 2013, Anson Bank & Trust Co. had assets of $64,124,000, loans of $34,509,000, and deposits of $57,553,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Anson Bank & Trust Co.

Branches and Savings

Is Anson Bank & Trust Co. FDIC insured?

Yes. It is covered under FDIC Certificate #30079.

Why does Anson Bank & Trust Co. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anson Bank & Trust Co. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anson Bank & Trust Co. a commercial bank?

Yes

Where are Anson Bank & Trust Co. locations?

See branch locations nearby.

Is Anson Bank & Trust Co. open on Saturdays?

Is Anson Bank & Trust Co. open on Sundays?

What time does Anson Bank & Trust Co. open?

What time does Anson Bank & Trust Co. close?

Are Anson Bank & Trust Co. ATMs Open 24/7?

Do Anson Bank & Trust Co. ATMs accept cash deposits?

Can Anson Bank & Trust Co. customers use other ATMs?

Do Anson Bank & Trust Co. branches have notaries?

Will Anson Bank & Trust Co. notarize my document?

What address for Anson Bank & Trust Co. should I put for incoming ACH transfers?

Will the Anson Bank & Trust Co. branch print checks?

Do Anson Bank & Trust Co. checks expire?

Does Anson Bank & Trust Co. require US citizenship to open account?

Can Anson Bank & Trust Co. close my account?

Does Anson Bank & Trust Co. Report to credit bureaus?

Does Anson Bank & Trust Co. Use Equifax?

What is Anson Bank & Trust Co.'s ACH Routing Number?

What is Anson Bank & Trust Co.'s SWIFT code?

Products

Does Anson Bank & Trust Co. offer mortgages?

Compare mortgage rates here.

Does Anson Bank & Trust Co. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anson Bank & Trust Co. offer personal loans?

Compare personal loan rates here.

Does Anson Bank & Trust Co. offer student loans?

Will Anson Bank & Trust Co. cash a check?

Will Anson Bank & Trust Co. redeem a savings bond?

Does Anson Bank & Trust Co. cash savings bonds?

Will Anson Bank & Trust Co. cash money orders?

Can Anson Bank & Trust Co. issue a money order?

Does Anson Bank & Trust Co. do currency exchange?

Background on The Bank

Who owns Anson Bank & Trust Co.?

How long has Anson Bank & Trust Co. been around?

Can Anson Bank & Trust Co. transfer to other banks?

Does Anson Bank & Trust Co. have quick pay?

Does Anson Bank & Trust Co. accept rolled coins?

Will Anson Bank & Trust Co. accept loose change?

Where is Anson Bank & Trust Co. headquarters?

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