Anstaff Bank

100 First National Avenue
Green Forest, AR 72638

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3869
Date Established 1931
Assets $0.63 billion
Loans $0.46 billion
Deposits $0.55 billion
Capital $0.06 billion

Anstaff Bank is an FDIC insured institution located in Green Forest, AR. It was founded in 1931 and has approximately $0.63 billion in assets. Customers can open an account at one of its 12 branches.

For a more detailed analysis of Anstaff Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Anstaff Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Anstaff Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.71
Multifamily
Mortgages
1.71
Credit Card Loans 0.22
Consumer Auto Loans 1.93
Small Business Loans 10.30
Construction and Development Loans 4.43
Commercial Real Estate 19.99
Commercial and Industrial Loans 11.25
Farm Loans 6.50

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $34,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.35% $500 - Learn MoreShow Less
12 Mo CD
0.65% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.35% $5,000 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.10% $500 - Learn MoreShow Less
48 Mo CD
1.25% $500 - Learn MoreShow Less
60 Mo CD
1.50% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.35% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $25 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Anstaff Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.814% 4.750% 0.38 $1,942 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to Anstaff Bank
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Branches

Anstaff Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Anstaff Bank Locations

Financial Details

Anstaff Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Anstaff Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Anstaff Bank U.S. Bank Average
1.17% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Anstaff Bank had $490,000 in non-current loans and $284,000 in owned real estate. To cover these potential losses it had $61,261,000 in equity and $4,997,000 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Return on Equity
Anstaff Bank U.S. Bank Average
14.02% 9.77%

Anstaff Bank has a Return on Equity of 14.02% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Anstaff Bank U.S. Bank Average
9.8% 12.31%

Anstaff Bank has a Capitalization of 9.8% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Anstaff Bank Balance Sheet Analysis

As of June 30, 2018, Anstaff Bank had assets of $625,284,000, loans of $455,150,000, and deposits of $551,996,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.09 billion
Federal funds sold and reverse repurchase $0.02 billion
Net loans and leases $0.46 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.02 billion
     Total Assets $0.56 billion
LIABILITIES
Total deposits $0.55 billion
      Interest-bearing deposits $0.45 billion
      Deposits held in domestic offices $0.55 billion
      % insured (estimated) 82.56%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.56 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Anstaff Bank

Branches and Savings

Is Anstaff Bank FDIC insured?

Yes. It is covered under FDIC Certificate #3869.

Why does Anstaff Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anstaff Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anstaff Bank a commercial bank?

Yes

Where are Anstaff Bank locations?

See branch locations nearby.

Is Anstaff Bank open on Saturdays?

Is Anstaff Bank open on Sundays?

What time does Anstaff Bank open?

What time does Anstaff Bank close?

Are Anstaff Bank ATMs Open 24/7?

Do Anstaff Bank ATMs accept cash deposits?

Can Anstaff Bank customers use other ATMs?

Do Anstaff Bank branches have notaries?

Will Anstaff Bank notarize my document?

What address for Anstaff Bank should I put for incoming ACH transfers?

Will the Anstaff Bank branch print checks?

Do Anstaff Bank checks expire?

Does Anstaff Bank require US citizenship to open account?

Can Anstaff Bank close my account?

Does Anstaff Bank Report to credit bureaus?

Does Anstaff Bank Use Equifax?

What is Anstaff Bank's ACH Routing Number?

What is Anstaff Bank's SWIFT code?

Products

Does Anstaff Bank offer mortgages?

Compare mortgage rates here.

Does Anstaff Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anstaff Bank offer personal loans?

Compare personal loan rates here.

Does Anstaff Bank offer student loans?

Will Anstaff Bank cash a check?

Will Anstaff Bank redeem a savings bond?

Does Anstaff Bank cash savings bonds?

Will Anstaff Bank cash money orders?

Can Anstaff Bank issue a money order?

Does Anstaff Bank do currency exchange?

Background on The Bank

Who owns Anstaff Bank?

How long has Anstaff Bank been around?

Can Anstaff Bank transfer to other banks?

Does Anstaff Bank have quick pay?

Does Anstaff Bank accept rolled coins?

Will Anstaff Bank accept loose change?

Where is Anstaff Bank headquarters?

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*All images, logos and public notes on this page appear courtesy of Anstaff Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.