Ashton State Bank

295 Center Ave.
Ashton, NE 68817

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1436
Date Established 1908
Assets $0.02 billion
Loans $0.02 billion
Deposits $0.02 billion
Capital $0.00 billion

Ashton State Bank is an FDIC insured institution located in Ashton, NE. It was founded in 1908 and has approximately $0.02 billion in assets.

For a more detailed analysis of Ashton State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Ashton State Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Consumer Auto Loans.

Compared to other banks in Nebraska, Ashton State Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.47
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.45
Small Business Loans 1.13
Construction and Development Loans 0.00
Commercial Real Estate 1.13
Commercial and Industrial Loans 2.85
Farm Loans 64.73

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
06MCD10K 0.45% $5,000 $24,999 Learn MoreShow Less
6 Mo CD 100K 0.50% $25,000 - Learn MoreShow Less
12MCD10K 0.80% $5,000 $24,999 Learn MoreShow Less
12 Mo CD 100K 0.85% $25,000 - Learn MoreShow Less
24MCD10K 0.85% $5,000 $24,999 Learn MoreShow Less
24 Mo CD 100K 0.90% $25,000 - Learn MoreShow Less
36MCD10K 1.00% $5,000 $24,999 Learn MoreShow Less
36 Mo CD 100K 1.05% $25,000 - Learn MoreShow Less
48MCD10K 1.30% $5,000 $24,999 Learn MoreShow Less
48 Mo CD 100K 1.35% $25,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.65% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Ashton State Bank

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to Ashton State Bank

Note to Ashton State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Ashton State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ashton State Bank Locations

Financial Details

Ashton State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ashton State Bank. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Ashton State Bank U.S. Bank Average
112.84% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Ashton State Bank had $3,040,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,200,000 in equity and $494,000 in loans loss reserves. That gives it a Texas Ratio of 112.84%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Ashton State Bank U.S. Bank Average
10.9% 9.45%

Ashton State Bank has a Return on Equity of 10.9% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Ashton State Bank U.S. Bank Average
9.87% 11.28%

Ashton State Bank has a Capitalization of 9.87% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Ashton State Bank Balance Sheet Analysis

As of June 30, 2016, Ashton State Bank had assets of $22,297,000, loans of $15,595,000, and deposits of $19,952,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Ashton State Bank

There are currently no comments for Ashton State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →