Asian Pacific National Bank

333 West Valley Boulevard
San Gabriel, CA 91776

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33013
Date Established 1990
Assets $0.06 billion
Loans $0.02 billion
Deposits $0.05 billion
Capital $0.01 billion

Asian Pacific National Bank is an FDIC insured institution located in San Gabriel, CA. It was founded in 1990 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Asian Pacific National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Asian Pacific National Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in California, Asian Pacific National Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.10
Multifamily
Mortgages
9.65
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 5.34
Commercial Real Estate 72.85
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.40% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 $74,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Asian Pacific National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
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Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.308% 4.250% 0.50 $1,725 $1,230 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Asian Pacific National Bank
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Branches

Asian Pacific National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Asian Pacific National Bank Locations

Financial Details

Asian Pacific National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Asian Pacific National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Asian Pacific National Bank U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Asian Pacific National Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $9,323,000 in equity and $570,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Asian Pacific National Bank U.S. Bank Average
2.05% 9.35%

Asian Pacific National Bank has a Return on Equity of 2.05% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Asian Pacific National Bank U.S. Bank Average
16.2% 12.01%

Asian Pacific National Bank has a Capitalization of 16.2% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Asian Pacific National Bank Balance Sheet Analysis

As of March 31, 2018, Asian Pacific National Bank had assets of $57,542,000, loans of $21,429,000, and deposits of $48,073,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 92.63%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Asian Pacific National Bank

Branches and Savings

Is Asian Pacific National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #33013.

Why does Asian Pacific National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Asian Pacific National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Asian Pacific National Bank a commercial bank?

Yes

Where are Asian Pacific National Bank locations?

See branch locations nearby.

Is Asian Pacific National Bank open on Saturdays?

Is Asian Pacific National Bank open on Sundays?

What time does Asian Pacific National Bank open?

What time does Asian Pacific National Bank close?

Are Asian Pacific National Bank ATMs Open 24/7?

Do Asian Pacific National Bank ATMs accept cash deposits?

Can Asian Pacific National Bank customers use other ATMs?

Do Asian Pacific National Bank branches have notaries?

Will Asian Pacific National Bank notarize my document?

What address for Asian Pacific National Bank should I put for incoming ACH transfers?

Will the Asian Pacific National Bank branch print checks?

Do Asian Pacific National Bank checks expire?

Does Asian Pacific National Bank require US citizenship to open account?

Can Asian Pacific National Bank close my account?

Does Asian Pacific National Bank Report to credit bureaus?

Does Asian Pacific National Bank Use Equifax?

What is Asian Pacific National Bank's ACH Routing Number?

What is Asian Pacific National Bank's SWIFT code?

Products

Does Asian Pacific National Bank offer mortgages?

Compare mortgage rates here.

Does Asian Pacific National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Asian Pacific National Bank offer personal loans?

Compare personal loan rates here.

Does Asian Pacific National Bank offer student loans?

Will Asian Pacific National Bank cash a check?

Will Asian Pacific National Bank redeem a savings bond?

Does Asian Pacific National Bank cash savings bonds?

Will Asian Pacific National Bank cash money orders?

Can Asian Pacific National Bank issue a money order?

Does Asian Pacific National Bank do currency exchange?

Background on The Bank

Who owns Asian Pacific National Bank?

How long has Asian Pacific National Bank been around?

Can Asian Pacific National Bank transfer to other banks?

Does Asian Pacific National Bank have quick pay?

Does Asian Pacific National Bank accept rolled coins?

Will Asian Pacific National Bank accept loose change?

Where is Asian Pacific National Bank headquarters?

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