Associated Bank, National Association

Headquarters

200 N Adams St
Green Bay, WI 54301
See all branch locations →

Phone 001-262-879-0133

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.38% →
2-Year CD N.A. 4.95% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

Associated Bank, National Association is an FDIC insured institution located in Green Bay, WI. It was founded in 1874 and has approximately $40.97 billion in assets. Customers can open an account at one of its 244 branches.

FDIC Insured Yes
FDIC Certificate # 5296
Date Established 1874
Assets $ 40.97 billion
Loans $ 28.99 billion
Deposits $ 33.49 billion
Capital $ 4.08 billion
 

For a more detailed analysis of Associated Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

Checking Rates APY MIN FEE
Associated Choice Checking 0.00% $1,000 $11.00 Learn MoreShow Less
Associated Choice Checking - Preferred 0.00% $0 $25.00 Learn MoreShow Less

Loan Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Associated Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
DECO Mortgage
NMLS ID: 2561451
6.348% 6.250%
0.75 points
$3,405 fees
$1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375%
0.75 points
$5,603 fees
$1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.616% 6.500%
1.00 points
$3,855 fees
$2,023 Learn More
PADDIO
NMLS ID: 1907
6.812% 6.625%
1.00 points
$6,202 fees
$2,049 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Associated Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Associated Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Associated Bank, National Association Locations



Climate Policy and Initiatives

Associated Bank, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Associated Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Associated Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Associated Bank, National Association U.S. Bank Average
4.18% 3.96%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, Associated Bank, National Association had $174,890,000 in non-current loans and $10,506,000 in owned real estate. To cover these potential losses it had $4,080,536,000 in equity and $351,094,000 in loans loss reserves. That gives it a Texas Ratio of 4.18%.

Return on Equity
Associated Bank, National Association U.S. Bank Average
4.7% 12.20%

Associated Bank, National Association has a Return on Equity of 4.7% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Associated Bank, National Association U.S. Bank Average
9.96% 10.76%

Associated Bank, National Association has a Capitalization of 9.96% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Associated Bank, National Association Balance Sheet Analysis

As of December 31, 2023, Associated Bank, National Association had assets of $40,967,266,000, loans of $28,988,438,000, and deposits of $33,486,189,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
ASSETS
Cash & Balances due from depository institutions $ 909.47 million
Interest-bearing balances $ 425.09 million
Total securities $ 7.47 billion
Federal funds sold and reverse repurchase $ 14.35 million
Net loans and leases $ 28.99 billion
Loan loss allowance $ 351.09 million
Trading account assets $ 62.39 million
Bank premises and fixed assets N.A.
Other real estate owned $ 10.51 million
Goodwill and other intangibles $ 1,219.42 million
All other assets $ 1,749.13 million
     Total Assets $ 36.89 billion
LIABILITIES
Total deposits $ 33.49 billion
      Interest-bearing deposits $ 27.35 billion
      Deposits held in domestic offices $ 33.49 billion
      % insured (estimated) 60.90%
Federal funds purchased and repurchase agreements $ 326.78 million
Trading liabilities $ 180.88 million
Other borrowed funds $ 3.49 billion
Subordinated debt $ 250.00 million
All other liabilities $ 299.97 million
      Total Liabilities $ 36.89 billion
      Shareholders’ Equity $ 4.08 billion

Summary Income Statement

December 31, 2024
INCOME AND EXPENSES
Total Interest Income $ 1,957.70 million
Total Interest Expense $ 912.82 million
Net interest income $ 1,044.88 million
Provision for loan and lease losses $ 83.02 million
Total non interest income $ 125.43 million
Total non interest expense $ 810.44 million
Pre-tax Net Operating Income $ 209.91 million

Bank Loan Profile?

The top three loan types in Associated Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Wisconsin, Associated Bank, National Association has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 29.80
Multifamily
Mortgages
5.56
Credit Card Loans 0.41
Consumer Auto Loans 2.93
Small Business Loans 0.77
Construction and Development Loans 6.13
Commercial Real Estate 14.27
Commercial and Industrial Loans 22.04
Farm Loans 0.00

Customer Reviews for Associated Bank, National Association

There are currently no comments for Associated Bank, National Association. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or