Auburn Banking Company

Main And Lincoln Streets
Auburn, KY 42206

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 284
Date Established 1929
Assets $0.08 billion
Loans $0.06 billion
Deposits $0.07 billion
Capital $0.01 billion

Auburn Banking Company is an FDIC insured institution located in Auburn, KY. It was founded in 1929 and has approximately $0.08 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Auburn Banking Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Auburn Banking Company’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Kentucky, Auburn Banking Company has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.86
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.38
Small Business Loans 12.14
Construction and Development Loans 0.00
Commercial Real Estate 12.14
Commercial and Industrial Loans 6.93
Farm Loans 8.22

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.20% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.40% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Auburn Banking Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Auburn Banking Company
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Auburn Banking Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Auburn Banking Company Locations

Financial Details

Auburn Banking Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Auburn Banking Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Auburn Banking Company U.S. Bank Average
16.19% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Auburn Banking Company had $1,094,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $6,367,000 in equity and $391,000 in loans loss reserves. That gives it a Texas Ratio of 16.19%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Auburn Banking Company U.S. Bank Average
15.85% 8.58

Auburn Banking Company has a Return on Equity of 15.85% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Auburn Banking Company U.S. Bank Average
8.13% 12.11

Auburn Banking Company has a Capitalization of 8.13% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Auburn Banking Company Balance Sheet Analysis

As of June 30, 2017, Auburn Banking Company had assets of $78,280,000, loans of $56,029,000, and deposits of $70,680,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Auburn Banking Company

Branches and Savings

Is Auburn Banking Company FDIC insured?

Yes. It is covered under FDIC Certificate #284.

Why does Auburn Banking Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Auburn Banking Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Auburn Banking Company a commercial bank?

Yes

Where are Auburn Banking Company locations?

See branch locations nearby.

Is Auburn Banking Company open on Saturdays?

Is Auburn Banking Company open on Sundays?

What time does Auburn Banking Company open?

What time does Auburn Banking Company close?

Are Auburn Banking Company ATMs Open 24/7?

Do Auburn Banking Company ATMs accept cash deposits?

Can Auburn Banking Company customers use other ATMs?

Do Auburn Banking Company branches have notaries?

Will Auburn Banking Company notarize my document?

What address for Auburn Banking Company should I put for incoming ACH transfers?

Will the Auburn Banking Company branch print checks?

Do Auburn Banking Company checks expire?

Does Auburn Banking Company require US citizenship to open account?

Can Auburn Banking Company close my account?

Does Auburn Banking Company Report to credit bureaus?

Does Auburn Banking Company Use Equifax?

What is Auburn Banking Company's ACH Routing Number?

What is Auburn Banking Company's SWIFT code?

Products

Does Auburn Banking Company offer mortgages?

Compare mortgage rates here.

Does Auburn Banking Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Auburn Banking Company offer personal loans?

Compare personal loan rates here.

Does Auburn Banking Company offer student loans?

Will Auburn Banking Company cash a check?

Will Auburn Banking Company redeem a savings bond?

Does Auburn Banking Company cash savings bonds?

Will Auburn Banking Company cash money orders?

Can Auburn Banking Company issue a money order?

Does Auburn Banking Company do currency exchange?

Background on The Bank

Who owns Auburn Banking Company?

How long has Auburn Banking Company been around?

Can Auburn Banking Company transfer to other banks?

Does Auburn Banking Company have quick pay?

Does Auburn Banking Company accept rolled coins?

Will Auburn Banking Company accept loose change?

Where is Auburn Banking Company headquarters?

Customer Reviews for Auburn Banking Company

There are currently no comments for Auburn Banking Company. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →