Auburn Savings Bank, FSB

256 Court St
Auburn, ME 04210

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28288
Date Established 1887
Assets $0.07 billion
Loans $0.06 billion
Deposits $0.05 billion
Capital $0.01 billion

Auburn Savings Bank, FSB is an FDIC insured institution located in Auburn, ME. It was founded in 1887 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Auburn Savings Bank, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Auburn Savings Bank, FSB’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Maine, Auburn Savings Bank, FSB has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 78.08
Multifamily
Mortgages
3.03
Credit Card Loans 0.00
Consumer Auto Loans 0.11
Small Business Loans 8.29
Construction and Development Loans 3.11
Commercial Real Estate 8.33
Commercial and Industrial Loans 4.96
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.10% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $2,500 $24,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
Special: 12 Mo FIRA
1.30% $500 - Learn MoreShow Less
Special: 30 Mo FIRA
1.55% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $25 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Auburn Savings Bank, FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Auburn Savings Bank, FSB
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Auburn Savings Bank, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Auburn Savings Bank, Fsb Locations

Financial Details

Auburn Savings Bank, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Auburn Savings Bank, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Auburn Savings Bank, FSB U.S. Bank Average
9.07% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Auburn Savings Bank, FSB had $666,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $6,549,000 in equity and $790,000 in loans loss reserves. That gives it a Texas Ratio of 9.07%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Auburn Savings Bank, FSB U.S. Bank Average
5.9% 8.58

Auburn Savings Bank, FSB has a Return on Equity of 5.9% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Auburn Savings Bank, FSB U.S. Bank Average
9.25% 12.11

Auburn Savings Bank, FSB has a Capitalization of 9.25% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Auburn Savings Bank, FSB Balance Sheet Analysis

As of June 30, 2017, Auburn Savings Bank, FSB had assets of $70,793,000, loans of $60,194,000, and deposits of $53,259,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Auburn Savings Bank, FSB

Branches and Savings

Is Auburn Savings Bank, FSB FDIC insured?

Yes. It is covered under FDIC Certificate #28288.

Why does Auburn Savings Bank, FSB pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Auburn Savings Bank, FSB CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Auburn Savings Bank, FSB a commercial bank?

Yes

Where are Auburn Savings Bank, FSB locations?

See branch locations nearby.

Is Auburn Savings Bank, FSB open on Saturdays?

Is Auburn Savings Bank, FSB open on Sundays?

What time does Auburn Savings Bank, FSB open?

What time does Auburn Savings Bank, FSB close?

Are Auburn Savings Bank, FSB ATMs Open 24/7?

Do Auburn Savings Bank, FSB ATMs accept cash deposits?

Can Auburn Savings Bank, FSB customers use other ATMs?

Do Auburn Savings Bank, FSB branches have notaries?

Will Auburn Savings Bank, FSB notarize my document?

What address for Auburn Savings Bank, FSB should I put for incoming ACH transfers?

Will the Auburn Savings Bank, FSB branch print checks?

Do Auburn Savings Bank, FSB checks expire?

Does Auburn Savings Bank, FSB require US citizenship to open account?

Can Auburn Savings Bank, FSB close my account?

Does Auburn Savings Bank, FSB Report to credit bureaus?

Does Auburn Savings Bank, FSB Use Equifax?

What is Auburn Savings Bank, FSB's ACH Routing Number?

What is Auburn Savings Bank, FSB's SWIFT code?

Products

Does Auburn Savings Bank, FSB offer mortgages?

Compare mortgage rates here.

Does Auburn Savings Bank, FSB offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Auburn Savings Bank, FSB offer personal loans?

Compare personal loan rates here.

Does Auburn Savings Bank, FSB offer student loans?

Will Auburn Savings Bank, FSB cash a check?

Will Auburn Savings Bank, FSB redeem a savings bond?

Does Auburn Savings Bank, FSB cash savings bonds?

Will Auburn Savings Bank, FSB cash money orders?

Can Auburn Savings Bank, FSB issue a money order?

Does Auburn Savings Bank, FSB do currency exchange?

Background on The Bank

Who owns Auburn Savings Bank, FSB?

How long has Auburn Savings Bank, FSB been around?

Can Auburn Savings Bank, FSB transfer to other banks?

Does Auburn Savings Bank, FSB have quick pay?

Does Auburn Savings Bank, FSB accept rolled coins?

Will Auburn Savings Bank, FSB accept loose change?

Where is Auburn Savings Bank, FSB headquarters?

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