AVB Bank

322 South Main Street
Broken Arrow, OK 74012

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2326
Date Established 1905
Assets $0.34 billion
Loans $0.26 billion
Deposits $0.27 billion
Capital $0.04 billion

AVB Bank is an FDIC insured institution located in Broken Arrow, OK. It was founded in 1905 and has approximately $0.34 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of AVB Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AVB Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Oklahoma, AVB Bank has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.35
Multifamily
Mortgages
5.76
Credit Card Loans 0.04
Consumer Auto Loans 0.24
Small Business Loans 6.36
Construction and Development Loans 16.43
Commercial Real Estate 36.54
Commercial and Industrial Loans 19.42
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $2,500 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.25% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $2,500 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.35% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.12% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.20% $250 $99,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.14% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.17% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,500 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 4.83% 4.25% $740.88 Learn MoreShow Less
4 Year 4.94% 4.50% $570.09 Learn MoreShow Less
5 Year 5.11% 4.75% $468.92 Learn MoreShow Less
6 Year 5.13% 4.99% $402.51 Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

AVB Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Avb Bank Locations

Financial Details

AVB Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AVB Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AVB Bank U.S. Bank Average
2.18% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, AVB Bank had $45,000 in non-current loans and $875,000 in owned real estate. To cover these potential losses it had $38,737,000 in equity and $3,501,000 in loans loss reserves. That gives it a Texas Ratio of 2.18%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
AVB Bank U.S. Bank Average
6.17% 8.58

AVB Bank has a Return on Equity of 6.17% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AVB Bank U.S. Bank Average
11.41% 12.11

AVB Bank has a Capitalization of 11.41% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AVB Bank Balance Sheet Analysis

As of June 30, 2017, AVB Bank had assets of $339,638,000, loans of $256,687,000, and deposits of $270,068,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About AVB Bank

Branches and Savings

Is AVB Bank FDIC insured?

Yes. It is covered under FDIC Certificate #2326.

Why does AVB Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are AVB Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is AVB Bank a commercial bank?

Yes

Where are AVB Bank locations?

See branch locations nearby.

Is AVB Bank open on Saturdays?

Is AVB Bank open on Sundays?

What time does AVB Bank open?

What time does AVB Bank close?

Are AVB Bank ATMs Open 24/7?

Do AVB Bank ATMs accept cash deposits?

Can AVB Bank customers use other ATMs?

Do AVB Bank branches have notaries?

Will AVB Bank notarize my document?

What address for AVB Bank should I put for incoming ACH transfers?

Will the AVB Bank branch print checks?

Do AVB Bank checks expire?

Does AVB Bank require US citizenship to open account?

Can AVB Bank close my account?

Does AVB Bank Report to credit bureaus?

Does AVB Bank Use Equifax?

What is AVB Bank's ACH Routing Number?

What is AVB Bank's SWIFT code?

Products

Does AVB Bank offer mortgages?

Compare mortgage rates here.

Does AVB Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does AVB Bank offer personal loans?

Compare personal loan rates here.

Does AVB Bank offer student loans?

Will AVB Bank cash a check?

Will AVB Bank redeem a savings bond?

Does AVB Bank cash savings bonds?

Will AVB Bank cash money orders?

Can AVB Bank issue a money order?

Does AVB Bank do currency exchange?

Background on The Bank

Who owns AVB Bank?

How long has AVB Bank been around?

Can AVB Bank transfer to other banks?

Does AVB Bank have quick pay?

Does AVB Bank accept rolled coins?

Will AVB Bank accept loose change?

Where is AVB Bank headquarters?

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