Badger Bank

220 Grant Street
Fort Atkinson, WI 53538

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2469
Date Established 1884
Assets $0.14 billion
Loans $0.08 billion
Deposits $0.12 billion
Capital $0.02 billion

Badger Bank is an FDIC insured institution located in Fort Atkinson, WI. It was founded in 1884 and has approximately $0.14 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Badger Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Badger Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Wisconsin, Badger Bank has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 54.28
Multifamily
Mortgages
3.14
Credit Card Loans 0.01
Consumer Auto Loans 2.34
Small Business Loans 22.96
Construction and Development Loans 5.96
Commercial Real Estate 27.26
Commercial and Industrial Loans 4.89
Farm Loans 0.01

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $1,000 - Learn MoreShow Less
Special: 12 Mo FIRA
0.75% $2,500 - Learn MoreShow Less
Special: 39 Mo FIRA
1.34% $5,000 - Learn MoreShow Less
Special: 49 Mo FIRA
1.51% $5,000 - Learn MoreShow Less
Special: 61 Mo FIRA
1.62% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.65% $20 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.03% $2,500 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.03% $10,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.05% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Badger Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Badger Bank
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Branches

Badger Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Badger Bank Locations

Financial Details

Badger Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Badger Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Badger Bank U.S. Bank Average
10.77% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Badger Bank had $1,088,000 in non-current loans and $669,000 in owned real estate. To cover these potential losses it had $15,511,000 in equity and $800,000 in loans loss reserves. That gives it a Texas Ratio of 10.77%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Badger Bank U.S. Bank Average
6.73% 8.58

Badger Bank has a Return on Equity of 6.73% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Badger Bank U.S. Bank Average
11.43% 12.11

Badger Bank has a Capitalization of 11.43% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Badger Bank Balance Sheet Analysis

As of June 30, 2017, Badger Bank had assets of $135,661,000, loans of $82,183,000, and deposits of $119,209,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Badger Bank

Branches and Savings

Is Badger Bank FDIC insured?

Yes. It is covered under FDIC Certificate #2469.

Why does Badger Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Badger Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Badger Bank a commercial bank?

Yes

Where are Badger Bank locations?

See branch locations nearby.

Is Badger Bank open on Saturdays?

Is Badger Bank open on Sundays?

What time does Badger Bank open?

What time does Badger Bank close?

Are Badger Bank ATMs Open 24/7?

Do Badger Bank ATMs accept cash deposits?

Can Badger Bank customers use other ATMs?

Do Badger Bank branches have notaries?

Will Badger Bank notarize my document?

What address for Badger Bank should I put for incoming ACH transfers?

Will the Badger Bank branch print checks?

Do Badger Bank checks expire?

Does Badger Bank require US citizenship to open account?

Can Badger Bank close my account?

Does Badger Bank Report to credit bureaus?

Does Badger Bank Use Equifax?

What is Badger Bank's ACH Routing Number?

What is Badger Bank's SWIFT code?

Products

Does Badger Bank offer mortgages?

Compare mortgage rates here.

Does Badger Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Badger Bank offer personal loans?

Compare personal loan rates here.

Does Badger Bank offer student loans?

Will Badger Bank cash a check?

Will Badger Bank redeem a savings bond?

Does Badger Bank cash savings bonds?

Will Badger Bank cash money orders?

Can Badger Bank issue a money order?

Does Badger Bank do currency exchange?

Background on The Bank

Who owns Badger Bank?

How long has Badger Bank been around?

Can Badger Bank transfer to other banks?

Does Badger Bank have quick pay?

Does Badger Bank accept rolled coins?

Will Badger Bank accept loose change?

Where is Badger Bank headquarters?

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