Banco Santander Puerto Rico

207 Ponce De Leon Avenue
San Juan, PR 00917

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20828
Date Established 1972
Assets $5.25 billion
Loans $3.75 billion
Deposits $4.29 billion
Capital $0.87 billion

Banco Santander Puerto Rico is an FDIC insured institution located in San Juan, PR. It was founded in 1972 and has approximately $5.25 billion in assets. Customers can open an account via one of its 45 branches.

For a more detailed analysis of Banco Santander Puerto Rico's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Banco Santander Puerto Rico’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in , Banco Santander Puerto Rico has a significantly higher percent of Credit Card Loans, Small Business Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.21
Multifamily
Mortgages
0.00
Credit Card Loans 5.97
Consumer Auto Loans 0.00
Small Business Loans 6.84
Construction and Development Loans 0.00
Commercial Real Estate 25.57
Commercial and Industrial Loans 19.77
Farm Loans 0.07

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K 0.10% $10,000 $39,999 Learn MoreShow Less
3 Mo CD 100K 0.10% $40,000 $159,999 Learn MoreShow Less
6 Mo CD 10K 0.20% $10,000 $39,999 Learn MoreShow Less
6 Mo CD 100K 0.30% $40,000 $159,999 Learn MoreShow Less
12 Mo CD 10K 0.20% $10,000 $39,999 Learn MoreShow Less
12 Mo CD 100K 0.30% $40,000 $159,999 Learn MoreShow Less
24 Mo CD 10K 0.20% $10,000 $39,999 Learn MoreShow Less
Special: 24 Mo CD 1.10% $35,000 - Learn MoreShow Less
24 Mo CD 100K 0.30% $40,000 $159,999 Learn MoreShow Less
36 Mo CD 10K 0.40% $10,000 $39,999 Learn MoreShow Less
Special: 36 Mo CD 1.25% $35,000 - Learn MoreShow Less
36 Mo CD 100K 0.40% $40,000 $159,999 Learn MoreShow Less
48 Mo CD 10K 0.60% $10,000 $39,999 Learn MoreShow Less
48 Mo CD 100K 0.60% $40,000 $159,999 Learn MoreShow Less
60 Mo CD 10K 0.80% $10,000 $39,999 Learn MoreShow Less
Special: 60 Mo CD 1.33% $35,000 - Learn MoreShow Less
60 Mo CD 100K 0.80% $40,000 $159,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK0K 0.10% $5,001 $74,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Banco Santander Puerto Rico

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to Banco Santander Puerto Rico

Note to Banco Santander Puerto Rico
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Banco Santander Puerto Rico branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banco Santander Puerto Rico Locations

Financial Details

Banco Santander Puerto Rico Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banco Santander Puerto Rico. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Banco Santander Puerto Rico U.S. Bank Average
30.12% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Banco Santander Puerto Rico had $211,206,000 in non-current loans and $75,910,000 in owned real estate. To cover these potential losses it had $865,008,000 in equity and $88,307,000 in loans loss reserves. That gives it a Texas Ratio of 30.12%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Banco Santander Puerto Rico U.S. Bank Average
3.16% 9.45%

Banco Santander Puerto Rico has a Return on Equity of 3.16% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Banco Santander Puerto Rico U.S. Bank Average
16.46% 11.28%

Banco Santander Puerto Rico has a Capitalization of 16.46% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banco Santander Puerto Rico Balance Sheet Analysis

As of June 30, 2016, Banco Santander Puerto Rico had assets of $5,254,140,000, loans of $3,751,618,000, and deposits of $4,292,403,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Banco Santander Puerto Rico

There are currently no comments for Banco Santander Puerto Rico. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →