Bank of America, National Association

Headquarters

100 N Tryon St
Charlotte, NC 28202
See all branch locations →

ACH 026009593

Phone 800 432 1000

Notable Rates APY Vs.Others
Savings 0.04% 5.50% →
1-Year CD 3.75% 4.80% →
2-Year CD 0.03% 4.25% →
5-Year CD 0.03% 4.00% →
30-Year Mortgage 6.86% 4.91% →
15-Year Mortgage 6.25% 4.39% →
HELOC 6.49% 0.99% →

Reviewed by Treasure | July 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular reason. I need my money back bastards!!!


2024 Overview

General Bank Information

Bank of America, National Association is an FDIC insured institution located in Charlotte, NC. It was founded in 1904 and has approximately $2550.58 billion in assets. Customers can open an account at one of its 5,138 branches.

One of the largest banks in the US by assets (along with Citigroup and JPMorgan Chase), Bank of America also boasts one of the country's most extensive branch networks with more than 5,900 locations covering some 40 states from coast to coast. Its core services include consumer and small business banking, credit cards, and asset management. In early 2009 Bank of America paid some $50 billion in stock for Merrill Lynch, which had been crippled by the global credit crisis. The acquisition of the once-mighty investment bank known as "The Bull," which has an extensive retail brokerage network, beefs up Bank of America's wealth management, investment banking, and international business

FDIC Insured Yes
FDIC Certificate # 3510
Date Established 1904
Assets $ 2,147.48 billion
Loans $ 1,041.32 billion
Deposits $ 2,018.89 billion
Capital $ 239.36 billion
 

For a more detailed analysis of Bank of America, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section on the Analysis page.

Deposit Rates - November 3, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
SAV
0.04% $2,500 - Learn More
CD Rates APY MIN MAX
90 - 179 Days
4.00% $10,000 - Learn More
90 - 179 Days
4.00% $100,000 - Learn More
7 Month CD
4.35% $10,000 - Learn More
7 Month CD
4.35% $100,000 - Learn More
10 Month CD
4.00% $10,000 - Learn More
10 Month CD
4.00% $100,000 - Learn More
12 - 17 Months
3.75% $100,000 - Learn More
13 Month
3.25% $10,000 $99,999 Learn More
13 Month
3.25% $100,000 - Learn More
18 - 23 Months
0.03% $100,000 - Learn More
24 - 35 Months
0.03% $100,000 - Learn More
25 Month CD
2.00% $10,000 - Learn More
25 Month CD
2.00% $100,000 - Learn More
36 - 47 Months
0.03% $100,000 - Learn More
37 Month CD
0.05% $10,000 - Learn More
37 Month CD
0.05% $100,000 - Learn More
48 - 59 Months
0.03% $100,000 - Learn More
60 - 119 Months
0.03% $100,000 - Learn More

Variable IRA Rates APY MIN MAX
7 Month CD
4.35% $10,000 - Learn MoreShow Less
7 Month CD
4.35% $100,000 - Learn MoreShow Less
12 - 17 Months
3.75% $10,000 - Learn MoreShow Less
13 Month CD
3.25% $10,000 - Learn MoreShow Less
13 Month CD
3.25% $100,000 - Learn MoreShow Less
18 - 23 Months
0.03% $10,000 - Learn MoreShow Less
25 Month CD
2.00% $10,000 - Learn MoreShow Less
25 Month CD
2.00% $100,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.02% $50,000 - Learn MoreShow Less
Checking Rates APY MIN FEE
Bank of America Advantage SafeBalance Banking™ 0.00% $0 $4.95 Learn MoreShow Less
Bank of America Advantage Plus Banking™ 0.00% $1,500 $12.00 Learn MoreShow Less

Bank of America, National Association often runs savings promotions for new accounts.
See Bank of America, National Association current offers here
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Loan Rates - November 3, 2024

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
5 Year 5.79% 5.79% $480.88
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Bank of America, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives


Bank of America's new 2023 Environmental and Social Risk Policy (ESRP) Framework is located here.   The policy backtracks on prior commitments in 2021 to discontinue the funding of new coal projects and petroleum projects in the Arctic, and to phase out the funding of new fossil fuel projects.  The new policy instead says that these projects will will be subject to enhanced due diligence.

Updated March 30, 2024


Climate Score: C

Bank of America had adopted a 2021 Environmental and Social Risk Policy policy designed to phase out funding of coal and Arctic petroleum projects. In December 2023, its new policy backtracked on those commitments.


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Customer Reviews for Bank of America, National Association


  • July 24, 2023

    BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular reason. I need my money back bastards!!!

  • January 24, 2019 |

    Cut tellers, no drive up, pitiful rates

  • October 24, 2017 |

    Overall, BofA offers accessible products with a high tech mobile app and online banking platform. With their large network of ATMs and branches, you'll likely be able to easily access cash in most states. BofA is one of the "big four," meaning that you're not going to get small town personalized service unless you're a high net worth private banking client. You may have to wait in line or on the phone. Both of these things are not indicative of poor customer service. BofA customer service is decent, I personally have never had any issues with them. BofA is a good bank for those that know how to handle their money and don't plan or expect to overdraft. When I see complaints about BofA, it seems to be coming from the type of people that struggle with this. However, my biggest gripe is that they got rid of their online chat platform, which seems to be counter intuitive. Also, they could offer a middle of the road account with some benefits. Instead of a basic checking with no benefits or interest checking which requires a high balance for little benefit.

  • May 30, 2017 |

    Very poor customer service

  • February 26, 2015

    I own a 3/2 brick home built in 2006 in North Richland Hills, TX near Fort Worth that has a tax appraised value of $196,000. I currently have a single mortgage with a balance of $46,000. I will have this mortgage paid off within 12 months because I am paying at an accelerated monthly amount of $5000. My credit score is 806. Can you offer me a 3.93% HELOC for $75,000 that is locked for the first 24 months of the note which will not vary more than 2% per year after the first 24 months and can I pay interest only for the first 24 months?


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