Bank of America, National Association Articles
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Bank of America, National Association
Headquarters
100 N Tryon St
Charlotte, NC 28202
See all branch locations →
ACH 026009593
Phone 800 432 1000
Reviewed by Treasure | July 24, 2023
BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular reason. I need my money back bastards!!!
2025 Overview
General Bank Information
Bank of America, National Association is an FDIC insured institution located in Charlotte, NC. It was founded in 1904 and has approximately $2589.06 billion in assets. Customers can open an account at one of its 5,138 branches.
One of the largest banks in the US by assets (along with Citigroup and JPMorgan Chase), Bank of America also boasts one of the country's most extensive branch networks with more than 5,900 locations covering some 40 states from coast to coast. Its core services include consumer and small business banking, credit cards, and asset management. In early 2009 Bank of America paid some $50 billion in stock for Merrill Lynch, which had been crippled by the global credit crisis. The acquisition of the once-mighty investment bank known as "The Bull," which has an extensive retail brokerage network, beefs up Bank of America's wealth management, investment banking, and international business
| FDIC Insured | Yes |
| FDIC Certificate | # 3510 |
| Date Established | 1904 |
| Assets | $ 2,147.48 billion |
| Loans | $ 1,084.43 billion |
| Deposits | $ 2,055.47 billion |
| Capital | $ 245.48 billion |
For a more detailed analysis of Bank of America, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section on the Analysis page.
Deposit Rates - May 4, 2025
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.04% | $2,500 | - |
Learn More
|
| CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 90 - 179 Days
|
3.75% | $10,000 | - |
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|
| 90 - 179 Days
|
3.75% | $100,000 | - |
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|
| 7 Month CD
|
3.80% | $10,000 | - |
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|
| 7 Month CD
|
3.80% | $100,000 | - |
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|
| 10 Month CD
|
3.45% | $10,000 | - |
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|
| 10 Month CD
|
3.45% | $100,000 | - |
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|
| 12 - 17 Months
|
3.25% | $100,000 | - |
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|
| 13 Month
|
2.75% | $10,000 | $99,999 |
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|
| 13 Month
|
2.75% | $100,000 | - |
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|
| 18 - 23 Months
|
0.03% | $100,000 | - |
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|
| 24 - 35 Months
|
0.03% | $100,000 | - |
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|
| 25 Month CD
|
2.00% | $10,000 | - |
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|
| 25 Month CD
|
2.00% | $100,000 | - |
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|
| 36 - 47 Months
|
0.03% | $100,000 | - |
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|
| 37 Month CD
|
0.11% | $10,000 | - |
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|
| 37 Month CD
|
0.11% | $100,000 | - |
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|
| 48 - 59 Months
|
0.03% | $100,000 | - |
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|
| 60 - 119 Months
|
0.03% | $100,000 | - |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 18 - 23 Months
|
0.03% | $10,000 | - | Learn More |
| 24 - 35 Months
|
0.03% | $10,000 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 7 Month CD
|
3.80% | $10,000 | - | Learn More |
| 7 Month CD
|
3.80% | $100,000 | - | Learn More |
| 12 - 17 Months
|
3.25% | $10,000 | - | Learn More |
| 13 Month CD
|
2.75% | $10,000 | - | Learn More |
| 13 Month CD
|
2.75% | $100,000 | - | Learn More |
| 25 Month CD
|
2.00% | $10,000 | - | Learn More |
| 25 Month CD
|
2.00% | $100,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.02% | $50,000 | - | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Bank of America Advantage SafeBalance Banking™ | 0.00% | $0 | $4.95 | Learn More |
| Bank of America Advantage Plus Banking™ | 0.00% | $1,500 | $12.00 | Learn More |
Bank of America, National Association often runs savings promotions for new accounts.
See Bank of America, National Association current offers here.
Loan Rates - May 4, 2025
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
6.49% | 6.49% | Varies | |
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year | 5.79% | 5.79% | $480.88 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Jumbo See Amortization Table |
7.61% | 7.13% | $2,155.90 | |
| 5 Year Adjustable Conforming See Amortization Table |
7.61% | 7.13% | $2,155.90 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.29% | 6.00% | $2,700.34 | |
| 15 Year Fixed Conforming See Amortization Table |
6.29% | 6.00% | $2,700.34 | |
| 30 Year Fixed Jumbo See Amortization Table |
7.05% | 6.88% | $2,102.17 | |
| 30 Year Fixed Conforming See Amortization Table |
7.05% | 6.88% | $2,102.17 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Jumbo See Amortization Table |
7.32% | 6.50% | $2,022.62 | |
| 5 Year Adjustable Conforming See Amortization Table |
7.56% | 6.88% | $2,102.17 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.12% | 5.88% | $2,678.78 | |
| 15 Year Fixed Conforming See Amortization Table |
6.25% | 5.88% | $2,678.78 | |
| 30 Year Fixed Jumbo See Amortization Table |
6.40% | 6.25% | $1,970.30 | |
Compare with 6.500% APR and 6.500% 30-Year Fixed RATE from Third Federal Savings & Loan
See All Mortgage Rates |
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| 30 Year Fixed Conforming See Amortization Table |
6.86% | 6.63% | $2,049.00 | |
|
Compare with 6.500% APR and 6.500% 30-Year Fixed RATE from Third Federal Savings & Loan
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Bank of America, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Bank of America, National Association Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 64.89 | A | View Lobby Hours | |
| 145.57 | B | View Lobby Hours | |
| 148.86 | C | View Lobby Hours | |
| 151.07 | D | View Lobby Hours | |
| 155.99 | E | View Lobby Hours | |
| 157.17 | F | View Lobby Hours | |
| 158.63 | G | View Lobby Hours | |
| 158.88 | H | View Lobby Hours | |
| 160.32 | I | View Lobby Hours | |
| 161.27 | J | View Lobby Hours | |
| 161.75 | K | View Lobby Hours | |
| 162.51 | L | View Lobby Hours | |
| 163.51 | M | View Lobby Hours | |
| 163.62 | N | View Lobby Hours | |
| 163.68 | O | View Lobby Hours | |
| 164.13 | P | View Lobby Hours | |
| 164.31 | Q | View Lobby Hours | |
| 164.61 | R | View Lobby Hours | |
| 164.86 | S | View Lobby Hours | |
| 164.92 | T | View Lobby Hours | |
| 165.10 | U | View Lobby Hours | |
| 165.11 | V | View Lobby Hours | |
| 165.60 | W | View Lobby Hours | |
| 166.03 | X | View Lobby Hours | |
| 166.25 | Y | View Lobby Hours | |
| 166.46 | Z | View Lobby Hours |
Climate Policy and Initiatives
Bank of America's new 2023 Environmental and Social Risk Policy (ESRP) Framework is located here. The policy backtracks on prior commitments in 2021 to discontinue the funding of new coal projects and petroleum projects in the Arctic, and to phase out the funding of new fossil fuel projects. The new policy instead says that these projects will will be subject to enhanced due diligence.
Updated March 30, 2024
Bank of America had adopted a 2021 Environmental and Social Risk Policy policy designed to phase out funding of coal and Arctic petroleum projects. In December 2023, its new policy backtracked on those commitments.
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Customer Reviews for Bank of America, National Association
Treasure
July 24, 2023
BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular reason. I need my money back bastards!!!
Is this review helpful? Yes:6 / No: 3
Carrie
January 24, 2019 |
Cut tellers, no drive up, pitiful rates
Is this review helpful? Yes:7 / No: 1
Thomas777999
October 24, 2017 |
Overall, BofA offers accessible products with a high tech mobile app and online banking platform. With their large network of ATMs and branches, you'll likely be able to easily access cash in most states. BofA is one of the "big four," meaning that you're not going to get small town personalized service unless you're a high net worth private banking client. You may have to wait in line or on the phone. Both of these things are not indicative of poor customer service. BofA customer service is decent, I personally have never had any issues with them. BofA is a good bank for those that know how to handle their money and don't plan or expect to overdraft. When I see complaints about BofA, it seems to be coming from the type of people that struggle with this. However, my biggest gripe is that they got rid of their online chat platform, which seems to be counter intuitive. Also, they could offer a middle of the road account with some benefits. Instead of a basic checking with no benefits or interest checking which requires a high balance for little benefit.
Is this review helpful? Yes:6 / No: 1
Coco
May 30, 2017 |
Very poor customer service
Is this review helpful? Yes:7 / No: 3
Larry Sweat
February 26, 2015
I own a 3/2 brick home built in 2006 in North Richland Hills, TX near Fort Worth that has a tax appraised value of $196,000. I currently have a single mortgage with a balance of $46,000. I will have this mortgage paid off within 12 months because I am paying at an accelerated monthly amount of $5000. My credit score is 806. Can you offer me a 3.93% HELOC for $75,000 that is locked for the first 24 months of the note which will not vary more than 2% per year after the first 24 months and can I pay interest only for the first 24 months?
Is this review helpful? Yes:6 / No: 4
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