Bank of Bertrand

601 Minor Avenue
Bertrand, NE 68927

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15267
Date Established 1906
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.01 billion

Bank of Bertrand is an FDIC insured institution located in Bertrand, NE. It was founded in 1906 and has approximately $0.05 billion in assets.

For a more detailed analysis of Bank of Bertrand's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Bertrand’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, Bank of Bertrand has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.02
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.63
Small Business Loans 2.05
Construction and Development Loans 0.00
Commercial Real Estate 2.05
Commercial and Industrial Loans 7.33
Farm Loans 62.11

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Bertrand, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Bertrand

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Bertrand
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Branches

Bank of Bertrand branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Bertrand Locations

Financial Details

Bank of Bertrand Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Bertrand. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Bertrand U.S. Bank Average
0.66% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Bertrand had $41,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,971,000 in equity and $210,000 in loans loss reserves. That gives it a Texas Ratio of 0.66%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Bertrand U.S. Bank Average
4.11% 8.58

Bank of Bertrand has a Return on Equity of 4.11% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Bertrand U.S. Bank Average
12.64% 12.11

Bank of Bertrand has a Capitalization of 12.64% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Bertrand Balance Sheet Analysis

As of December 31, 2012, Bank of Bertrand had assets of $47,222,000, loans of $21,596,000, and deposits of $39,296,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Bertrand

Branches and Savings

Is Bank of Bertrand FDIC insured?

Yes. It is covered under FDIC Certificate #15267.

Why does Bank of Bertrand pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Bertrand CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Bertrand a commercial bank?

Yes

Where are Bank of Bertrand locations?

See branch locations nearby.

Is Bank of Bertrand open on Saturdays?

Is Bank of Bertrand open on Sundays?

What time does Bank of Bertrand open?

What time does Bank of Bertrand close?

Are Bank of Bertrand ATMs Open 24/7?

Do Bank of Bertrand ATMs accept cash deposits?

Can Bank of Bertrand customers use other ATMs?

Do Bank of Bertrand branches have notaries?

Will Bank of Bertrand notarize my document?

What address for Bank of Bertrand should I put for incoming ACH transfers?

Will the Bank of Bertrand branch print checks?

Do Bank of Bertrand checks expire?

Does Bank of Bertrand require US citizenship to open account?

Can Bank of Bertrand close my account?

Does Bank of Bertrand Report to credit bureaus?

Does Bank of Bertrand Use Equifax?

What is Bank of Bertrand's ACH Routing Number?

What is Bank of Bertrand's SWIFT code?

Products

Does Bank of Bertrand offer mortgages?

Compare mortgage rates here.

Does Bank of Bertrand offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Bertrand offer personal loans?

Compare personal loan rates here.

Does Bank of Bertrand offer student loans?

Will Bank of Bertrand cash a check?

Will Bank of Bertrand redeem a savings bond?

Does Bank of Bertrand cash savings bonds?

Will Bank of Bertrand cash money orders?

Can Bank of Bertrand issue a money order?

Does Bank of Bertrand do currency exchange?

Background on The Bank

Who owns Bank of Bertrand?

How long has Bank of Bertrand been around?

Can Bank of Bertrand transfer to other banks?

Does Bank of Bertrand have quick pay?

Does Bank of Bertrand accept rolled coins?

Will Bank of Bertrand accept loose change?

Where is Bank of Bertrand headquarters?

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