Bank of Billings

104 N E Elm Street
Billings, MO 65610

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16959
Date Established 1889
Assets $0.05 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Bank of Billings is an FDIC insured institution located in Billings, MO. It was founded in 1889 and has approximately $0.05 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Billings's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Billings’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Farm Loans.

Compared to other banks, Bank of Billings’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 44.09
Multifamily
Mortgages
0.08
Credit Card Loans 0.00
Consumer Auto Loans 3.42
Small Business Loans 5.17
Construction and Development Loans 4.82
Commercial Real Estate 5.17
Commercial and Industrial Loans 12.68
Farm Loans 8.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Billings, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Billings

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Billings
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Branches

Bank of Billings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Billings Locations

Financial Details

Bank of Billings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Billings. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Billings U.S. Bank Average
2.72% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Billings had $234,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,248,000 in equity and $370,000 in loans loss reserves. That gives it a Texas Ratio of 2.72%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Billings U.S. Bank Average
2.72% 8.58

Bank of Billings has a Return on Equity of 2.72% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Billings U.S. Bank Average
15.07% 12.11

Bank of Billings has a Capitalization of 15.07% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Billings Balance Sheet Analysis

As of June 30, 2017, Bank of Billings had assets of $54,715,000, loans of $39,042,000, and deposits of $46,213,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Billings

Branches and Savings

Is Bank of Billings FDIC insured?

Yes. It is covered under FDIC Certificate #16959.

Why does Bank of Billings pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Billings CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Billings a commercial bank?

Yes

Where are Bank of Billings locations?

See branch locations nearby.

Is Bank of Billings open on Saturdays?

Is Bank of Billings open on Sundays?

What time does Bank of Billings open?

What time does Bank of Billings close?

Are Bank of Billings ATMs Open 24/7?

Do Bank of Billings ATMs accept cash deposits?

Can Bank of Billings customers use other ATMs?

Do Bank of Billings branches have notaries?

Will Bank of Billings notarize my document?

What address for Bank of Billings should I put for incoming ACH transfers?

Will the Bank of Billings branch print checks?

Do Bank of Billings checks expire?

Does Bank of Billings require US citizenship to open account?

Can Bank of Billings close my account?

Does Bank of Billings Report to credit bureaus?

Does Bank of Billings Use Equifax?

What is Bank of Billings's ACH Routing Number?

What is Bank of Billings's SWIFT code?

Products

Does Bank of Billings offer mortgages?

Compare mortgage rates here.

Does Bank of Billings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Billings offer personal loans?

Compare personal loan rates here.

Does Bank of Billings offer student loans?

Will Bank of Billings cash a check?

Will Bank of Billings redeem a savings bond?

Does Bank of Billings cash savings bonds?

Will Bank of Billings cash money orders?

Can Bank of Billings issue a money order?

Does Bank of Billings do currency exchange?

Background on The Bank

Who owns Bank of Billings?

How long has Bank of Billings been around?

Can Bank of Billings transfer to other banks?

Does Bank of Billings have quick pay?

Does Bank of Billings accept rolled coins?

Will Bank of Billings accept loose change?

Where is Bank of Billings headquarters?

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