Bank of Blue Valley

Headquarters

11935 Riley Street
Overland Park, KS 66213
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 1.05% →
2-Year CD N.A. 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Blue Valley is an FDIC insured institution located in Overland Park, KS. It was founded in 1989 and has approximately $0.71 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 32722
Date Established 1989
Assets $ 715.12 million
Loans $ 557.85 million
Deposits $ 587.18 million
Capital $ 81.45 million
 

For a more detailed analysis of Bank of Blue Valley's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Blue Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
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2.914% 2.875% 0.50 $1,250 $1,038 Learn More
1Rate, Inc
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License#: MC-7051
2.970% 2.900% 0.88 $2,264 $1,041 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
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2.990 %
$0 Learn More
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Bethpage Federal Credit Union
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3.500 %
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Note to Bank of Blue Valley
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Branches

Bank of Blue Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Blue Valley Locations


Financial Details

Bank of Blue Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Blue Valley. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Blue Valley U.S. Bank Average
7.93% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Blue Valley had $465,000 in non-current loans and $6,486,000 in owned real estate. To cover these potential losses it had $81,454,000 in equity and $6,224,000 in loans loss reserves. That gives it a Texas Ratio of 7.93%.

Return on Equity
Bank of Blue Valley U.S. Bank Average
14.92% 7.80%

Bank of Blue Valley has a Return on Equity of 14.92% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Blue Valley U.S. Bank Average
11.39% 12.68%

Bank of Blue Valley has a Capitalization of 11.39% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Blue Valley Balance Sheet Analysis

As of March 31, 2019, Bank of Blue Valley had assets of $711,622,000, loans of $557,853,000, and deposits of $587,175,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 9.88 million
Interest-bearing balances $ 1.64 million
Total securities $ 108.10 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 557.85 million
Loan loss allowance $ 6.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.49 million
Goodwill and other intangibles N.A.
All other assets $ 16.89 million
     Total Assets $ 630.17 million
LIABILITIES
Total deposits $ 587.18 million
      Interest-bearing deposits $ 424.81 million
      Deposits held in domestic offices $ 587.18 million
      % insured (estimated) 66.74%
Federal funds purchased and repurchase agreements $ 38.14 million
Trading liabilities N.A.
Other borrowed funds $ 3.00 million
Subordinated debt N.A.
All other liabilities $ 1.85 million
      Total Liabilities $ 630.17 million
      Shareholders’ Equity $ 84.95 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 7.78 million
Total Interest Expense $ 1.07 million
Net interest income $ 6.72 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.90 million
Total non interest expense $ 4.06 million
Pre-tax Net Operating Income $ 3.56 million

Bank Loan Profile?

The top three loan types in Bank of Blue Valley’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Kansas, Bank of Blue Valley has a significantly higher percent of Construction and Development Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 9.99
Multifamily
Mortgages
0.58
Credit Card Loans 0.00
Consumer Auto Loans 0.29
Small Business Loans 0.00
Construction and Development Loans 10.91
Commercial Real Estate 43.97
Commercial and Industrial Loans 24.60
Farm Loans 0.00

Frequently Asked Questions About Bank Of Blue Valley

Branches and Savings

Is Bank Of Blue Valley FDIC insured?

Yes. It is covered under FDIC Certificate #32722.

Why does Bank Of Blue Valley pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Blue Valley CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Blue Valley a commercial bank?

Yes

Where are Bank Of Blue Valley locations?

See branch locations nearby.

Is Bank Of Blue Valley open on Saturdays?

Is Bank Of Blue Valley open on Sundays?

What time does Bank Of Blue Valley open?

What time does Bank Of Blue Valley close?

Are Bank Of Blue Valley ATMs Open 24/7?

Do Bank Of Blue Valley ATMs accept cash deposits?

Can Bank Of Blue Valley customers use other ATMs?

Do Bank Of Blue Valley branches have notaries?

Will Bank Of Blue Valley notarize my document?

What address for Bank Of Blue Valley should I put for incoming ACH transfers?

Will the Bank Of Blue Valley branch print checks?

Do Bank Of Blue Valley checks expire?

Does Bank Of Blue Valley require US citizenship to open account?

Can Bank Of Blue Valley close my account?

Does Bank Of Blue Valley Report to credit bureaus?

Does Bank Of Blue Valley Use Equifax?

What is Bank Of Blue Valley's ACH Routing Number?

What is Bank Of Blue Valley's SWIFT code?

Products

Does Bank Of Blue Valley offer mortgages?

Compare mortgage rates here.

Does Bank Of Blue Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Blue Valley offer personal loans?

Compare personal loan rates here.

Does Bank Of Blue Valley offer student loans?

Will Bank Of Blue Valley cash a check?

Will Bank Of Blue Valley redeem a savings bond?

Does Bank Of Blue Valley cash savings bonds?

Will Bank Of Blue Valley cash money orders?

Can Bank Of Blue Valley issue a money order?

Does Bank Of Blue Valley do currency exchange?

Background on The Bank

Who owns Bank Of Blue Valley?

How long has Bank Of Blue Valley been around?

Can Bank Of Blue Valley transfer to other banks?

Does Bank Of Blue Valley have quick pay?

Does Bank Of Blue Valley accept rolled coins?

Will Bank Of Blue Valley accept loose change?

Where is Bank Of Blue Valley headquarters?

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