Bank of Cushing

224 East Broadway
Cushing, OK 74023


General Bank Information

FDIC Insured Yes
FDIC Certificate # 4075
Date Established 1897
Assets $0.11 billion
Loans $0.04 billion
Deposits $0.10 billion
Capital $0.01 billion

Bank of Cushing is an FDIC insured institution located in Cushing, OK. It was founded in 1897 and has approximately $0.11 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Cushing's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Cushing’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Oklahoma, Bank of Cushing has a significantly higher percent of Small Business Loans, Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.91
Credit Card Loans 0.00
Consumer Auto Loans 4.63
Small Business Loans 23.36
Construction and Development Loans 13.32
Commercial Real Estate 24.20
Commercial and Industrial Loans 30.75
Farm Loans 9.84

Savings Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.25% $2,500 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.25% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $2,500 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.30% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.15% $100 - Learn MoreShow Less
Fixed IRA 0K
0.55% $5,000 - Learn MoreShow Less
MM 10K
0.10% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Cushing

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Cushing
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Bank of Cushing branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank Of Cushing Locations

Financial Details

Bank of Cushing Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Cushing. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Cushing U.S. Bank Average
4.48% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Cushing had $701,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $14,868,000 in equity and $781,000 in loans loss reserves. That gives it a Texas Ratio of 4.48%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Cushing U.S. Bank Average
10.09% 8.58

Bank of Cushing has a Return on Equity of 10.09% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Cushing U.S. Bank Average
13.19% 12.11

Bank of Cushing has a Capitalization of 13.19% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Cushing Balance Sheet Analysis

As of June 30, 2017, Bank of Cushing had assets of $112,735,000, loans of $36,252,000, and deposits of $95,812,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Cushing

Branches and Savings

Is Bank of Cushing FDIC insured?

Yes. It is covered under FDIC Certificate #4075.

Why does Bank of Cushing pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Cushing CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Cushing a commercial bank?


Where are Bank of Cushing locations?

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Is Bank of Cushing open on Saturdays?

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Are Bank of Cushing ATMs Open 24/7?

Do Bank of Cushing ATMs accept cash deposits?

Can Bank of Cushing customers use other ATMs?

Do Bank of Cushing branches have notaries?

Will Bank of Cushing notarize my document?

What address for Bank of Cushing should I put for incoming ACH transfers?

Will the Bank of Cushing branch print checks?

Do Bank of Cushing checks expire?

Does Bank of Cushing require US citizenship to open account?

Can Bank of Cushing close my account?

Does Bank of Cushing Report to credit bureaus?

Does Bank of Cushing Use Equifax?

What is Bank of Cushing's ACH Routing Number?

What is Bank of Cushing's SWIFT code?


Does Bank of Cushing offer mortgages?

Compare mortgage rates here.

Does Bank of Cushing offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Cushing offer personal loans?

Compare personal loan rates here.

Does Bank of Cushing offer student loans?

Will Bank of Cushing cash a check?

Will Bank of Cushing redeem a savings bond?

Does Bank of Cushing cash savings bonds?

Will Bank of Cushing cash money orders?

Can Bank of Cushing issue a money order?

Does Bank of Cushing do currency exchange?

Background on The Bank

Who owns Bank of Cushing?

How long has Bank of Cushing been around?

Can Bank of Cushing transfer to other banks?

Does Bank of Cushing have quick pay?

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Will Bank of Cushing accept loose change?

Where is Bank of Cushing headquarters?

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