Bank of Dade

12634 North Main Street
Trenton, GA 30752


General Bank Information

FDIC Insured Yes
FDIC Certificate # 17543
Date Established 1956
Assets $0.10 billion
Loans $0.05 billion
Deposits $0.09 billion
Capital $0.01 billion

Bank of Dade is an FDIC insured institution located in Trenton, GA. It was founded in 1956 and has approximately $0.1 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Bank of Dade's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Dade’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Georgia, Bank of Dade has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 52.48
Credit Card Loans 0.00
Consumer Auto Loans 4.28
Small Business Loans 0.00
Construction and Development Loans 9.40
Commercial Real Estate 14.08
Commercial and Industrial Loans 2.41
Farm Loans 0.13

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.40% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.60% $1 - Learn MoreShow Less
MM 10K
0.30% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Dade

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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AmeriSave Mortgage Corporation
NMLS ID: 1168
4.797% 4.750% 0.00 $1,352 $1,305 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.792% 4.750% 0.00 $1,225 $1,305 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,167 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to Bank of Dade
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Financial Details

Bank of Dade Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Dade. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Dade U.S. Bank Average
4.03% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Bank of Dade had $294,000 in non-current loans and $129,000 in owned real estate. To cover these potential losses it had $9,904,000 in equity and $584,000 in loans loss reserves. That gives it a Texas Ratio of 4.03%.

Return on Equity
Bank of Dade U.S. Bank Average
13.74% 9.35%

Bank of Dade has a Return on Equity of 13.74% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Dade U.S. Bank Average
9.46% 12.01%

Bank of Dade has a Capitalization of 9.46% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Dade Balance Sheet Analysis

As of March 31, 2018, Bank of Dade had assets of $104,717,000, loans of $46,977,000, and deposits of $94,727,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.09 billion
Total deposits $0.09 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.09 billion
      % insured (estimated) 83.81%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.09 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Dade

Branches and Savings

Is Bank Of Dade FDIC insured?

Yes. It is covered under FDIC Certificate #17543.

Why does Bank Of Dade pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Dade CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Dade a commercial bank?


Where are Bank Of Dade locations?

See branch locations nearby.

Is Bank Of Dade open on Saturdays?

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Are Bank Of Dade ATMs Open 24/7?

Do Bank Of Dade ATMs accept cash deposits?

Can Bank Of Dade customers use other ATMs?

Do Bank Of Dade branches have notaries?

Will Bank Of Dade notarize my document?

What address for Bank Of Dade should I put for incoming ACH transfers?

Will the Bank Of Dade branch print checks?

Do Bank Of Dade checks expire?

Does Bank Of Dade require US citizenship to open account?

Can Bank Of Dade close my account?

Does Bank Of Dade Report to credit bureaus?

Does Bank Of Dade Use Equifax?

What is Bank Of Dade's ACH Routing Number?

What is Bank Of Dade's SWIFT code?


Does Bank Of Dade offer mortgages?

Compare mortgage rates here.

Does Bank Of Dade offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Dade offer personal loans?

Compare personal loan rates here.

Does Bank Of Dade offer student loans?

Will Bank Of Dade cash a check?

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Does Bank Of Dade cash savings bonds?

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Can Bank Of Dade issue a money order?

Does Bank Of Dade do currency exchange?

Background on The Bank

Who owns Bank Of Dade?

How long has Bank Of Dade been around?

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Does Bank Of Dade have quick pay?

Does Bank Of Dade accept rolled coins?

Will Bank Of Dade accept loose change?

Where is Bank Of Dade headquarters?

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