Bank of Deerfield

15 South Main Street
Deerfield, WI 53531


General Bank Information

FDIC Insured Yes
FDIC Certificate # 2477
Date Established 1887
Assets $0.14 billion
Loans $0.12 billion
Deposits $0.13 billion
Capital $0.02 billion

Bank of Deerfield is an FDIC insured institution located in Deerfield, WI. It was founded in 1887 and has approximately $0.14 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Deerfield's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Deerfield’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Wisconsin, Bank of Deerfield has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 46.58
Credit Card Loans 0.18
Consumer Auto Loans 0.61
Small Business Loans 0.00
Construction and Development Loans 15.78
Commercial Real Estate 18.95
Commercial and Industrial Loans 7.46
Farm Loans 2.19

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.15% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 10K
0.25% $500 $99,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.35% $500 $99,999 Learn MoreShow Less
Special: 15 Mo FIRA
1.25% $2,500 - Learn MoreShow Less
Special: 39 Mo FIRA
1.75% $2,500 - Learn MoreShow Less
Special: 54 Mo FIRA
1.90% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.15% $1 - Learn MoreShow Less
MM 2.5K
0.05% $1 $4,999 Learn MoreShow Less
MM 10K
0.10% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 - Learn MoreShow Less
Premium MM 10K
0.20% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Deerfield

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.308% 4.250% 0.50 $1,725 $1,230 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Bank of Deerfield
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Bank of Deerfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank of Deerfield Locations

Financial Details

Bank of Deerfield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Deerfield. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Deerfield U.S. Bank Average
3.77% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Bank of Deerfield had $732,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $17,625,000 in equity and $1,768,000 in loans loss reserves. That gives it a Texas Ratio of 3.77%.

Return on Equity
Bank of Deerfield U.S. Bank Average
13.99% 9.35%

Bank of Deerfield has a Return on Equity of 13.99% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Deerfield U.S. Bank Average
12.24% 12.01%

Bank of Deerfield has a Capitalization of 12.24% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Deerfield Balance Sheet Analysis

As of March 31, 2018, Bank of Deerfield had assets of $144,011,000, loans of $121,156,000, and deposits of $125,157,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.12 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.13 billion
Total deposits $0.13 billion
      Interest-bearing deposits $0.10 billion
      Deposits held in domestic offices $0.13 billion
      % insured (estimated) 63.97%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.13 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Deerfield

Branches and Savings

Is Bank Of Deerfield FDIC insured?

Yes. It is covered under FDIC Certificate #2477.

Why does Bank Of Deerfield pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Deerfield CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Deerfield a commercial bank?


Where are Bank Of Deerfield locations?

See branch locations nearby.

Is Bank Of Deerfield open on Saturdays?

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What time does Bank Of Deerfield open?

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Are Bank Of Deerfield ATMs Open 24/7?

Do Bank Of Deerfield ATMs accept cash deposits?

Can Bank Of Deerfield customers use other ATMs?

Do Bank Of Deerfield branches have notaries?

Will Bank Of Deerfield notarize my document?

What address for Bank Of Deerfield should I put for incoming ACH transfers?

Will the Bank Of Deerfield branch print checks?

Do Bank Of Deerfield checks expire?

Does Bank Of Deerfield require US citizenship to open account?

Can Bank Of Deerfield close my account?

Does Bank Of Deerfield Report to credit bureaus?

Does Bank Of Deerfield Use Equifax?

What is Bank Of Deerfield's ACH Routing Number?

What is Bank Of Deerfield's SWIFT code?


Does Bank Of Deerfield offer mortgages?

Compare mortgage rates here.

Does Bank Of Deerfield offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Deerfield offer personal loans?

Compare personal loan rates here.

Does Bank Of Deerfield offer student loans?

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Does Bank Of Deerfield cash savings bonds?

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Does Bank Of Deerfield do currency exchange?

Background on The Bank

Who owns Bank Of Deerfield?

How long has Bank Of Deerfield been around?

Can Bank Of Deerfield transfer to other banks?

Does Bank Of Deerfield have quick pay?

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Will Bank Of Deerfield accept loose change?

Where is Bank Of Deerfield headquarters?

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