Bank of Delight

503 E Antioch Street
Delight, AR 71940

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 99
Date Established 1911
Assets $0.11 billion
Loans $0.08 billion
Deposits $0.08 billion
Capital $0.02 billion

Bank of Delight is an FDIC insured institution located in Delight, AR. It was founded in 1911 and has approximately $0.11 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank of Delight's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Delight’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Arkansas, Bank of Delight has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.34
Multifamily
Mortgages
0.38
Credit Card Loans 0.00
Consumer Auto Loans 1.21
Small Business Loans 18.21
Construction and Development Loans 1.21
Commercial Real Estate 25.93
Commercial and Industrial Loans 9.38
Farm Loans 7.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $500 - Learn MoreShow Less
6 Mo CD 10K
0.50% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $300 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $500 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.15% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Delight

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Delight
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Delight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Delight Locations

Financial Details

Bank of Delight Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Delight. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Delight U.S. Bank Average
3.02% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Delight had $367,000 in non-current loans and $222,000 in owned real estate. To cover these potential losses it had $18,714,000 in equity and $794,000 in loans loss reserves. That gives it a Texas Ratio of 3.02%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Delight U.S. Bank Average
8.31% 8.58

Bank of Delight has a Return on Equity of 8.31% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Delight U.S. Bank Average
16.81% 12.11

Bank of Delight has a Capitalization of 16.81% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Delight Balance Sheet Analysis

As of June 30, 2017, Bank of Delight had assets of $111,349,000, loans of $79,860,000, and deposits of $84,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Delight

Branches and Savings

Is Bank of Delight FDIC insured?

Yes. It is covered under FDIC Certificate #99.

Why does Bank of Delight pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Delight CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Delight a commercial bank?

Yes

Where are Bank of Delight locations?

See branch locations nearby.

Is Bank of Delight open on Saturdays?

Is Bank of Delight open on Sundays?

What time does Bank of Delight open?

What time does Bank of Delight close?

Are Bank of Delight ATMs Open 24/7?

Do Bank of Delight ATMs accept cash deposits?

Can Bank of Delight customers use other ATMs?

Do Bank of Delight branches have notaries?

Will Bank of Delight notarize my document?

What address for Bank of Delight should I put for incoming ACH transfers?

Will the Bank of Delight branch print checks?

Do Bank of Delight checks expire?

Does Bank of Delight require US citizenship to open account?

Can Bank of Delight close my account?

Does Bank of Delight Report to credit bureaus?

Does Bank of Delight Use Equifax?

What is Bank of Delight's ACH Routing Number?

What is Bank of Delight's SWIFT code?

Products

Does Bank of Delight offer mortgages?

Compare mortgage rates here.

Does Bank of Delight offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Delight offer personal loans?

Compare personal loan rates here.

Does Bank of Delight offer student loans?

Will Bank of Delight cash a check?

Will Bank of Delight redeem a savings bond?

Does Bank of Delight cash savings bonds?

Will Bank of Delight cash money orders?

Can Bank of Delight issue a money order?

Does Bank of Delight do currency exchange?

Background on The Bank

Who owns Bank of Delight?

How long has Bank of Delight been around?

Can Bank of Delight transfer to other banks?

Does Bank of Delight have quick pay?

Does Bank of Delight accept rolled coins?

Will Bank of Delight accept loose change?

Where is Bank of Delight headquarters?

Customer Reviews for Bank of Delight

There are currently no comments for Bank of Delight. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →