Bank of Doniphan

Headquarters

118-120 W. Plum Street
Doniphan, NE 68832
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.40% 0.95% →
2-Year CD 0.70% 1.05% →
5-Year CD 1.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Doniphan is an FDIC insured institution located in Doniphan, NE. It was founded in 1965 and has approximately $0.12 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 19515
Date Established 1965
Assets $ 117.22 million
Loans $ 75.00 million
Deposits $ 89.38 million
Capital $ 12.05 million
 

For a more detailed analysis of Bank of Doniphan's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank of Doniphan

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Bank of Doniphan
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Doniphan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bank of Doniphan Locations


Financial Details

Bank of Doniphan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Doniphan. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Doniphan U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Doniphan had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $12,052,000 in equity and $865,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Doniphan U.S. Bank Average
8.9% 7.80%

Bank of Doniphan has a Return on Equity of 8.9% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Doniphan U.S. Bank Average
10.28% 12.68%

Bank of Doniphan has a Capitalization of 10.28% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Doniphan Balance Sheet Analysis

As of March 31, 2020, Bank of Doniphan had assets of $117,217,000, loans of $75,002,000, and deposits of $89,380,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 12.17 million
Interest-bearing balances $ 9.45 million
Total securities $ 24.01 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 75.00 million
Loan loss allowance $ 0.87 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.59 million
All other assets $ 2.51 million
     Total Assets $ 105.17 million
LIABILITIES
Total deposits $ 89.38 million
      Interest-bearing deposits $ 67.42 million
      Deposits held in domestic offices $ 89.38 million
      % insured (estimated) 87.63%
Federal funds purchased and repurchase agreements $ 14.83 million
Trading liabilities N.A.
Other borrowed funds $ 0.44 million
Subordinated debt N.A.
All other liabilities $ 0.52 million
      Total Liabilities $ 105.17 million
      Shareholders’ Equity $ 12.05 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 1.21 million
Total Interest Expense $ 0.14 million
Net interest income $ 1.07 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.12 million
Total non interest expense $ 0.89 million
Pre-tax Net Operating Income $ 0.29 million

Bank Loan Profile?

The top three loan types in Bank of Doniphan’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks, Bank of Doniphan’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.04
Multifamily
Mortgages
0.02
Credit Card Loans 0.00
Consumer Auto Loans 3.13
Small Business Loans 0.00
Construction and Development Loans 1.04
Commercial Real Estate 15.90
Commercial and Industrial Loans 14.66
Farm Loans 38.27

Frequently Asked Questions About Bank Of Doniphan

Branches and Savings

Is Bank Of Doniphan FDIC insured?

Yes. It is covered under FDIC Certificate #19515.

Why does Bank Of Doniphan pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Doniphan CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Doniphan a commercial bank?

Yes

Where are Bank Of Doniphan locations?

See branch locations nearby.

Is Bank Of Doniphan open on Saturdays?

Is Bank Of Doniphan open on Sundays?

What time does Bank Of Doniphan open?

What time does Bank Of Doniphan close?

Are Bank Of Doniphan ATMs Open 24/7?

Do Bank Of Doniphan ATMs accept cash deposits?

Can Bank Of Doniphan customers use other ATMs?

Do Bank Of Doniphan branches have notaries?

Will Bank Of Doniphan notarize my document?

What address for Bank Of Doniphan should I put for incoming ACH transfers?

Will the Bank Of Doniphan branch print checks?

Do Bank Of Doniphan checks expire?

Does Bank Of Doniphan require US citizenship to open account?

Can Bank Of Doniphan close my account?

Does Bank Of Doniphan Report to credit bureaus?

Does Bank Of Doniphan Use Equifax?

What is Bank Of Doniphan's ACH Routing Number?

What is Bank Of Doniphan's SWIFT code?

Products

Does Bank Of Doniphan offer mortgages?

Compare mortgage rates here.

Does Bank Of Doniphan offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Doniphan offer personal loans?

Compare personal loan rates here.

Does Bank Of Doniphan offer student loans?

Will Bank Of Doniphan cash a check?

Will Bank Of Doniphan redeem a savings bond?

Does Bank Of Doniphan cash savings bonds?

Will Bank Of Doniphan cash money orders?

Can Bank Of Doniphan issue a money order?

Does Bank Of Doniphan do currency exchange?

Background on The Bank

Who owns Bank Of Doniphan?

How long has Bank Of Doniphan been around?

Can Bank Of Doniphan transfer to other banks?

Does Bank Of Doniphan have quick pay?

Does Bank Of Doniphan accept rolled coins?

Will Bank Of Doniphan accept loose change?

Where is Bank Of Doniphan headquarters?

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