220 Norris Ave
Mccook, NE 69001
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 6.25% →
1-Year CD N.A. 5.77% →
2-Year CD N.A. 5.35% →
5-Year CD N.A. 5.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Bank Information

MNB BANK is an FDIC insured institution located in Mccook, NE. It was founded in 0000 and has approximately $0.55 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 5434
Date Established 0000
Assets $ 550.31 million
Loans $ 299.09 million
Deposits $ 481.14 million
Capital $ 51.82 million

For a more detailed analysis of MNB BANK's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 27, 2023

Your Current Location: Virginia, VA 20146


Loan Rates - September 27, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MNB BANK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Monthly
Learn More
NMLS ID: Not a Lender

Learn More
Neighbors Bank Text.
NMLS ID: 491986

Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to MNB BANK
To upload and update your bank's rates please register. It is free to register and add rates.


MNB BANK branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

MNB BANK Locations

Climate Initiatives

MNB BANK is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

MNB BANK Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of MNB BANK. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
MNB BANK U.S. Bank Average
5.14% 3.82%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2023, MNB BANK had $2,895,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $51,824,000 in equity and $4,526,000 in loans loss reserves. That gives it a Texas Ratio of 5.14%.

Return on Equity
MNB BANK U.S. Bank Average
6.31% 13.18%

MNB BANK has a Return on Equity of 6.31% versus the BestCashCow average of 13.18%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

MNB BANK U.S. Bank Average
9.42% 10.43%

MNB BANK has a Capitalization of 9.42% versus the BestCashCow average of 10.43. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

MNB BANK Balance Sheet Analysis

As of June 30, 2023, MNB BANK had assets of $550,312,000, loans of $299,088,000, and deposits of $481,144,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2023
Cash & Balances due from depository institutions $ 7.00 million
Interest-bearing balances $ 0.77 million
Total securities $ 197.70 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 299.09 million
Loan loss allowance $ 4.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 9.28 million
All other assets $ 25.15 million
     Total Assets $ 498.49 million
Total deposits $ 481.14 million
      Interest-bearing deposits $ 412.13 million
      Deposits held in domestic offices $ 481.14 million
      % insured (estimated) 74.24%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.61 million
Subordinated debt N.A.
All other liabilities $ 1.73 million
      Total Liabilities $ 498.49 million
      Shareholders’ Equity $ 51.82 million

Summary Income Statement

June 30, 2023
Total Interest Income $ 10.92 million
Total Interest Expense $ 3.70 million
Net interest income $ 7.22 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.48 million
Total non interest expense $ 6.88 million
Pre-tax Net Operating Income $ 2.69 million

Bank Loan Profile?

The top three loan types in MNB BANK’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks, MNB BANK’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 10.28
Credit Card Loans 0.00
Consumer Auto Loans 1.15
Small Business Loans 7.33
Construction and Development Loans 4.72
Commercial Real Estate 9.71
Commercial and Industrial Loans 7.87
Farm Loans 29.77

Customer Reviews for MNB BANK

There are currently no comments for MNB BANK. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →