MNB BANK

220 Norris Avenue
Mccook, NE 69001

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5434
Date Established 1907
Assets $0.36 billion
Loans $0.23 billion
Deposits $0.30 billion
Capital $0.05 billion

MNB BANK is an FDIC insured institution located in Mccook, NE. It was founded in 1907 and has approximately $0.36 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of MNB BANK's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $1,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
6 Mo CD
0.80% $500 - Learn MoreShow Less
12 Mo CD
1.71% $500 - Learn MoreShow Less
18 Mo CD
1.79% $500 - Learn MoreShow Less
24 Mo CD
1.91% $500 - Learn MoreShow Less
30 Mo CD
2.07% $500 - Learn MoreShow Less
48 Mo CD
2.25% $500 - Learn MoreShow Less
60 Mo CD
2.40% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.81% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MNB BANK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.536% 3.500% 0.50 $1,108 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to MNB BANK
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Branches

MNB BANK branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


MNB BANK Locations


Financial Details

MNB BANK Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of MNB BANK. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
MNB BANK U.S. Bank Average
26.67% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, MNB BANK had $15,493,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $52,792,000 in equity and $5,300,000 in loans loss reserves. That gives it a Texas Ratio of 26.67%.

Return on Equity
MNB BANK U.S. Bank Average
3.97% 9.47%

MNB BANK has a Return on Equity of 3.97% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
MNB BANK U.S. Bank Average
14.7% 12.49%

MNB BANK has a Capitalization of 14.7% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

MNB BANK Balance Sheet Analysis

As of March 31, 2019, MNB BANK had assets of $359,064,000, loans of $228,910,000, and deposits of $298,869,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.09 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.23 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.02 billion
     Total Assets $0.31 billion
LIABILITIES
Total deposits $0.30 billion
      Interest-bearing deposits $0.26 billion
      Deposits held in domestic offices $0.30 billion
      % insured (estimated) 74.76%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.31 billion
      Shareholders’ Equity $0.05 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in MNB BANK’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, MNB BANK’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 8.84
Multifamily
Mortgages
0.08
Credit Card Loans 0.00
Consumer Auto Loans 0.43
Small Business Loans 2.64
Construction and Development Loans 2.27
Commercial Real Estate 3.58
Commercial and Industrial Loans 8.96
Farm Loans 44.60

Frequently Asked Questions About Mnb Bank

Branches and Savings

Is Mnb Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5434.

Why does Mnb Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Mnb Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Mnb Bank a commercial bank?

Yes

Where are Mnb Bank locations?

See branch locations nearby.

Is Mnb Bank open on Saturdays?

Is Mnb Bank open on Sundays?

What time does Mnb Bank open?

What time does Mnb Bank close?

Are Mnb Bank ATMs Open 24/7?

Do Mnb Bank ATMs accept cash deposits?

Can Mnb Bank customers use other ATMs?

Do Mnb Bank branches have notaries?

Will Mnb Bank notarize my document?

What address for Mnb Bank should I put for incoming ACH transfers?

Will the Mnb Bank branch print checks?

Do Mnb Bank checks expire?

Does Mnb Bank require US citizenship to open account?

Can Mnb Bank close my account?

Does Mnb Bank Report to credit bureaus?

Does Mnb Bank Use Equifax?

What is Mnb Bank's ACH Routing Number?

What is Mnb Bank's SWIFT code?

Products

Does Mnb Bank offer mortgages?

Compare mortgage rates here.

Does Mnb Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mnb Bank offer personal loans?

Compare personal loan rates here.

Does Mnb Bank offer student loans?

Will Mnb Bank cash a check?

Will Mnb Bank redeem a savings bond?

Does Mnb Bank cash savings bonds?

Will Mnb Bank cash money orders?

Can Mnb Bank issue a money order?

Does Mnb Bank do currency exchange?

Background on The Bank

Who owns Mnb Bank?

How long has Mnb Bank been around?

Can Mnb Bank transfer to other banks?

Does Mnb Bank have quick pay?

Does Mnb Bank accept rolled coins?

Will Mnb Bank accept loose change?

Where is Mnb Bank headquarters?

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