Bank of Hawaii

111 South King Street
Honolulu, HI 96813

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18053
Date Established 1897
Assets $16.95 billion
Loans $9.30 billion
Deposits $14.83 billion
Capital $1.15 billion

Bank of Hawaii is an FDIC insured institution located in Honolulu, HI. It was founded in 1897 and has approximately $16.95 billion in assets. Customers can open an account at one of its 71 branches.

For a more detailed analysis of Bank of Hawaii's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Hawaii’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Bank of Hawaii’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 51.02
Multifamily
Mortgages
3.31
Credit Card Loans 0.62
Consumer Auto Loans 5.21
Small Business Loans 1.10
Construction and Development Loans 4.17
Commercial Real Estate 15.92
Commercial and Industrial Loans 8.63
Farm Loans 0.01

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.06% $2,500 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.10% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.08% $2,500 $99,999 Learn MoreShow Less
Special: 6 Mo CD
0.55% $25,000 - Learn MoreShow Less
6 Mo CD 100K
0.15% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.04% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.14% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.03% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.04% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.06% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.07% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.03% $1 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Convenience Checking 0.00% $0 $2.00 Learn MoreShow Less
Personal Money Management Checking 0.00% $500 $7.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Bank of Hawaii branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Hawaii Locations

Financial Details

Bank of Hawaii Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Hawaii. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Hawaii U.S. Bank Average
1.87% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Hawaii had $21,387,000 in non-current loans and $1,991,000 in owned real estate. To cover these potential losses it had $1,146,557,000 in equity and $106,353,000 in loans loss reserves. That gives it a Texas Ratio of 1.87%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Hawaii U.S. Bank Average
15.66% 8.58

Bank of Hawaii has a Return on Equity of 15.66% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Hawaii U.S. Bank Average
6.76% 12.11

Bank of Hawaii has a Capitalization of 6.76% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Hawaii Balance Sheet Analysis

As of June 30, 2017, Bank of Hawaii had assets of $16,954,229,000, loans of $9,301,614,000, and deposits of $14,826,906,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Hawaii

Branches and Savings

Is Bank of Hawaii FDIC insured?

Yes. It is covered under FDIC Certificate #18053.

Why does Bank of Hawaii pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Hawaii CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Hawaii a commercial bank?

Yes

Where are Bank of Hawaii locations?

See branch locations nearby.

Is Bank of Hawaii open on Saturdays?

Is Bank of Hawaii open on Sundays?

What time does Bank of Hawaii open?

What time does Bank of Hawaii close?

Are Bank of Hawaii ATMs Open 24/7?

Do Bank of Hawaii ATMs accept cash deposits?

Can Bank of Hawaii customers use other ATMs?

Do Bank of Hawaii branches have notaries?

Will Bank of Hawaii notarize my document?

What address for Bank of Hawaii should I put for incoming ACH transfers?

Will the Bank of Hawaii branch print checks?

Do Bank of Hawaii checks expire?

Does Bank of Hawaii require US citizenship to open account?

Can Bank of Hawaii close my account?

Does Bank of Hawaii Report to credit bureaus?

Does Bank of Hawaii Use Equifax?

What is Bank of Hawaii's ACH Routing Number?

What is Bank of Hawaii's SWIFT code?

Products

Does Bank of Hawaii offer mortgages?

Compare mortgage rates here.

Does Bank of Hawaii offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Hawaii offer personal loans?

Compare personal loan rates here.

Does Bank of Hawaii offer student loans?

Will Bank of Hawaii cash a check?

Will Bank of Hawaii redeem a savings bond?

Does Bank of Hawaii cash savings bonds?

Will Bank of Hawaii cash money orders?

Can Bank of Hawaii issue a money order?

Does Bank of Hawaii do currency exchange?

Background on The Bank

Who owns Bank of Hawaii?

How long has Bank of Hawaii been around?

Can Bank of Hawaii transfer to other banks?

Does Bank of Hawaii have quick pay?

Does Bank of Hawaii accept rolled coins?

Will Bank of Hawaii accept loose change?

Where is Bank of Hawaii headquarters?

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