Bank of Maple Plain

4980 Highway 12
Maple Plain, MN 55359

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9332
Date Established 1905
Assets $0.09 billion
Loans $0.04 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Maple Plain is an FDIC insured institution located in Maple Plain, MN. It was founded in 1905 and has approximately $0.09 billion in assets.

For a more detailed analysis of Bank of Maple Plain's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Maple Plain’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Minnesota, Bank of Maple Plain has a significantly higher percent of 1-4 Family Residential Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 42.70
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.95
Small Business Loans 5.68
Construction and Development Loans 16.35
Commercial Real Estate 8.91
Commercial and Industrial Loans 19.79
Farm Loans 0.24

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.65% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.85% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.30% $5,000 - Learn MoreShow Less
Special: 19 Mo FIRA
1.50% $5,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM10K
0.30% $10,000 $24,999 Learn MoreShow Less
MM25K
0.40% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK0K
0.15% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.20% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Maple Plain

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.680% 3.625% 0.50 $1,705 $1,141 Learn More

Note to Bank of Maple Plain
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Maple Plain branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Maple Plain Locations

Financial Details

Bank of Maple Plain Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Maple Plain. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Maple Plain U.S. Bank Average
7.8% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Bank of Maple Plain had $154,000 in non-current loans and $749,000 in owned real estate. To cover these potential losses it had $10,993,000 in equity and $578,000 in loans loss reserves. That gives it a Texas Ratio of 7.8%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Maple Plain U.S. Bank Average
13.14% 8.39%

Bank of Maple Plain has a Return on Equity of 13.14% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Maple Plain U.S. Bank Average
11.84% 11.94%

Bank of Maple Plain has a Capitalization of 11.84% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Maple Plain Balance Sheet Analysis

As of June 30, 2017, Bank of Maple Plain had assets of $92,843,000, loans of $37,400,000, and deposits of $74,910,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Bank of Maple Plain

There are currently no comments for Bank of Maple Plain. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →