Bank of Maple Plain

4980 Highway 12
Maple Plain, MN 55359

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9332
Date Established 1905
Assets $0.09 billion
Loans $0.04 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Maple Plain is an FDIC insured institution located in Maple Plain, MN. It was founded in 1905 and has approximately $0.09 billion in assets.

For a more detailed analysis of Bank of Maple Plain's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Maple Plain’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Minnesota, Bank of Maple Plain has a significantly higher percent of 1-4 Family Residential Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 41.59
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.66
Small Business Loans 0.00
Construction and Development Loans 15.89
Commercial Real Estate 8.31
Commercial and Industrial Loans 21.91
Farm Loans 0.29

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.65% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.85% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.30% $5,000 - Learn MoreShow Less
Special: 19 Mo FIRA
1.50% $5,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.30% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.40% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.20% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Maple Plain

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.911% 3.875% 0.00 $1,194 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Maple Plain
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Branches

Bank of Maple Plain branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Maple Plain Locations

Financial Details

Bank of Maple Plain Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Maple Plain. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Maple Plain U.S. Bank Average
7.45% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Maple Plain had $128,000 in non-current loans and $749,000 in owned real estate. To cover these potential losses it had $11,192,000 in equity and $578,000 in loans loss reserves. That gives it a Texas Ratio of 7.45%.

Return on Equity
Bank of Maple Plain U.S. Bank Average
13.12% 8.84%

Bank of Maple Plain has a Return on Equity of 13.12% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Maple Plain U.S. Bank Average
12.22% 12.21%

Bank of Maple Plain has a Capitalization of 12.22% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Maple Plain Balance Sheet Analysis

As of September 30, 2017, Bank of Maple Plain had assets of $91,606,000, loans of $39,443,000, and deposits of $73,156,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Maple Plain

Branches and Savings

Is Bank Of Maple Plain FDIC insured?

Yes. It is covered under FDIC Certificate #9332.

Why does Bank Of Maple Plain pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Maple Plain CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Maple Plain a commercial bank?

Yes

Where are Bank Of Maple Plain locations?

See branch locations nearby.

Is Bank Of Maple Plain open on Saturdays?

Is Bank Of Maple Plain open on Sundays?

What time does Bank Of Maple Plain open?

What time does Bank Of Maple Plain close?

Are Bank Of Maple Plain ATMs Open 24/7?

Do Bank Of Maple Plain ATMs accept cash deposits?

Can Bank Of Maple Plain customers use other ATMs?

Do Bank Of Maple Plain branches have notaries?

Will Bank Of Maple Plain notarize my document?

What address for Bank Of Maple Plain should I put for incoming ACH transfers?

Will the Bank Of Maple Plain branch print checks?

Do Bank Of Maple Plain checks expire?

Does Bank Of Maple Plain require US citizenship to open account?

Can Bank Of Maple Plain close my account?

Does Bank Of Maple Plain Report to credit bureaus?

Does Bank Of Maple Plain Use Equifax?

What is Bank Of Maple Plain's ACH Routing Number?

What is Bank Of Maple Plain's SWIFT code?

Products

Does Bank Of Maple Plain offer mortgages?

Compare mortgage rates here.

Does Bank Of Maple Plain offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Maple Plain offer personal loans?

Compare personal loan rates here.

Does Bank Of Maple Plain offer student loans?

Will Bank Of Maple Plain cash a check?

Will Bank Of Maple Plain redeem a savings bond?

Does Bank Of Maple Plain cash savings bonds?

Will Bank Of Maple Plain cash money orders?

Can Bank Of Maple Plain issue a money order?

Does Bank Of Maple Plain do currency exchange?

Background on The Bank

Who owns Bank Of Maple Plain?

How long has Bank Of Maple Plain been around?

Can Bank Of Maple Plain transfer to other banks?

Does Bank Of Maple Plain have quick pay?

Does Bank Of Maple Plain accept rolled coins?

Will Bank Of Maple Plain accept loose change?

Where is Bank Of Maple Plain headquarters?

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