Bank of Maysville

20 West 2nd Street
Maysville, KY 41056

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9315
Date Established 1835
Assets $0.13 billion
Loans $0.07 billion
Deposits $0.10 billion
Capital $0.02 billion

Bank of Maysville is an FDIC insured institution located in Maysville, KY. It was founded in 1835 and has approximately $0.13 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Bank of Maysville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Maysville’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Kentucky, Bank of Maysville has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 59.20
Multifamily
Mortgages
4.28
Credit Card Loans 0.00
Consumer Auto Loans 1.51
Small Business Loans 10.51
Construction and Development Loans 2.84
Commercial Real Estate 20.91
Commercial and Industrial Loans 0.27
Farm Loans 0.40

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $3,000 - Learn MoreShow Less
6 Mo CD 10K
0.20% $2,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.20% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.90% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $500 $10,000 Learn MoreShow Less
MM 10K
0.05% $10,001 $25,000 Learn MoreShow Less
MM 25K
0.05% $25,001 $50,000 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.05% $1 $24,999 Learn MoreShow Less
Premium MM 25K
0.05% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Maysville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Maysville
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Branches

Bank of Maysville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Maysville Locations

Financial Details

Bank of Maysville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Maysville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Maysville U.S. Bank Average
1.36% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Maysville had $50,000 in non-current loans and $275,000 in owned real estate. To cover these potential losses it had $23,299,000 in equity and $562,000 in loans loss reserves. That gives it a Texas Ratio of 1.36%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Maysville U.S. Bank Average
4.43% 8.58

Bank of Maysville has a Return on Equity of 4.43% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Maysville U.S. Bank Average
18.17% 12.11

Bank of Maysville has a Capitalization of 18.17% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Maysville Balance Sheet Analysis

As of June 30, 2017, Bank of Maysville had assets of $128,226,000, loans of $68,526,000, and deposits of $103,492,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Maysville

Branches and Savings

Is Bank of Maysville FDIC insured?

Yes. It is covered under FDIC Certificate #9315.

Why does Bank of Maysville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Maysville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Maysville a commercial bank?

Yes

Where are Bank of Maysville locations?

See branch locations nearby.

Is Bank of Maysville open on Saturdays?

Is Bank of Maysville open on Sundays?

What time does Bank of Maysville open?

What time does Bank of Maysville close?

Are Bank of Maysville ATMs Open 24/7?

Do Bank of Maysville ATMs accept cash deposits?

Can Bank of Maysville customers use other ATMs?

Do Bank of Maysville branches have notaries?

Will Bank of Maysville notarize my document?

What address for Bank of Maysville should I put for incoming ACH transfers?

Will the Bank of Maysville branch print checks?

Do Bank of Maysville checks expire?

Does Bank of Maysville require US citizenship to open account?

Can Bank of Maysville close my account?

Does Bank of Maysville Report to credit bureaus?

Does Bank of Maysville Use Equifax?

What is Bank of Maysville's ACH Routing Number?

What is Bank of Maysville's SWIFT code?

Products

Does Bank of Maysville offer mortgages?

Compare mortgage rates here.

Does Bank of Maysville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Maysville offer personal loans?

Compare personal loan rates here.

Does Bank of Maysville offer student loans?

Will Bank of Maysville cash a check?

Will Bank of Maysville redeem a savings bond?

Does Bank of Maysville cash savings bonds?

Will Bank of Maysville cash money orders?

Can Bank of Maysville issue a money order?

Does Bank of Maysville do currency exchange?

Background on The Bank

Who owns Bank of Maysville?

How long has Bank of Maysville been around?

Can Bank of Maysville transfer to other banks?

Does Bank of Maysville have quick pay?

Does Bank of Maysville accept rolled coins?

Will Bank of Maysville accept loose change?

Where is Bank of Maysville headquarters?

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