Bank of Orchard

145 E 2nd St
Orchard, NE 68764

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16905
Date Established 1950
Assets $0.03 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Bank of Orchard is an FDIC insured institution located in Orchard, NE. It was founded in 1950 and has approximately $0.03 billion in assets.

For a more detailed analysis of Bank of Orchard's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Orchard’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, Bank of Orchard has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.25
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 1.11
Construction and Development Loans 0.00
Commercial Real Estate 1.11
Commercial and Industrial Loans 27.25
Farm Loans 45.16

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.35% $500 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.60% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $500 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.75% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.35% $25 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $500 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $1,000 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.35% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Orchard

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Orchard
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Branches

Bank of Orchard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Orchard Locations

Financial Details

Bank of Orchard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Orchard. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Orchard U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Orchard had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,478,000 in equity and $232,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Orchard U.S. Bank Average
2.3% 8.58

Bank of Orchard has a Return on Equity of 2.3% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Orchard U.S. Bank Average
13.42% 12.11

Bank of Orchard has a Capitalization of 13.42% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Orchard Balance Sheet Analysis

As of June 30, 2017, Bank of Orchard had assets of $25,909,000, loans of $6,951,000, and deposits of $22,364,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Orchard

Branches and Savings

Is Bank of Orchard FDIC insured?

Yes. It is covered under FDIC Certificate #16905.

Why does Bank of Orchard pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Orchard CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Orchard a commercial bank?

Yes

Where are Bank of Orchard locations?

See branch locations nearby.

Is Bank of Orchard open on Saturdays?

Is Bank of Orchard open on Sundays?

What time does Bank of Orchard open?

What time does Bank of Orchard close?

Are Bank of Orchard ATMs Open 24/7?

Do Bank of Orchard ATMs accept cash deposits?

Can Bank of Orchard customers use other ATMs?

Do Bank of Orchard branches have notaries?

Will Bank of Orchard notarize my document?

What address for Bank of Orchard should I put for incoming ACH transfers?

Will the Bank of Orchard branch print checks?

Do Bank of Orchard checks expire?

Does Bank of Orchard require US citizenship to open account?

Can Bank of Orchard close my account?

Does Bank of Orchard Report to credit bureaus?

Does Bank of Orchard Use Equifax?

What is Bank of Orchard's ACH Routing Number?

What is Bank of Orchard's SWIFT code?

Products

Does Bank of Orchard offer mortgages?

Compare mortgage rates here.

Does Bank of Orchard offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Orchard offer personal loans?

Compare personal loan rates here.

Does Bank of Orchard offer student loans?

Will Bank of Orchard cash a check?

Will Bank of Orchard redeem a savings bond?

Does Bank of Orchard cash savings bonds?

Will Bank of Orchard cash money orders?

Can Bank of Orchard issue a money order?

Does Bank of Orchard do currency exchange?

Background on The Bank

Who owns Bank of Orchard?

How long has Bank of Orchard been around?

Can Bank of Orchard transfer to other banks?

Does Bank of Orchard have quick pay?

Does Bank of Orchard accept rolled coins?

Will Bank of Orchard accept loose change?

Where is Bank of Orchard headquarters?

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