Bank of Orchard

145 E 2nd St
Orchard, NE 68764

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16905
Date Established 1950
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Bank of Orchard is an FDIC insured institution located in Orchard, NE. It was founded in 1950 and has approximately $0.02 billion in assets.

For a more detailed analysis of Bank of Orchard's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Orchard’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, Bank of Orchard has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.29
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 1.16
Commercial and Industrial Loans 30.66
Farm Loans 38.34

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.35% $500 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.60% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $500 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.75% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
0.75% $500 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK0K
0.25% $1,000 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.35% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Branches

Bank of Orchard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Orchard Locations

Financial Details

Bank of Orchard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Orchard. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Orchard U.S. Bank Average
0% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Bank of Orchard had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,503,000 in equity and $209,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Orchard U.S. Bank Average
7.49% 8.39%

Bank of Orchard has a Return on Equity of 7.49% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Orchard U.S. Bank Average
14.3% 11.94%

Bank of Orchard has a Capitalization of 14.3% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Orchard Balance Sheet Analysis

As of March 31, 2017, Bank of Orchard had assets of $24,497,000, loans of $6,961,000, and deposits of $20,923,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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