Bank of Pine Hill

3939 Broad Street
Pine Hill, AL 36769

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16607
Date Established 1947
Assets $0.02 billion
Loans $0.00 billion
Deposits $0.02 billion
Capital $0.00 billion

Bank of Pine Hill is an FDIC insured institution located in Pine Hill, AL. It was founded in 1947 and has approximately $0.02 billion in assets.

For a more detailed analysis of Bank of Pine Hill's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Pine Hill’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Alabama, Bank of Pine Hill has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 54.56
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 3.67
Construction and Development Loans 0.00
Commercial Real Estate 3.67
Commercial and Industrial Loans 1.76
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Pine Hill, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Pine Hill

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Pine Hill
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Branches

Bank of Pine Hill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Pine Hill Locations

Financial Details

Bank of Pine Hill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Pine Hill. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Pine Hill U.S. Bank Average
10.74% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Pine Hill had $200,000 in non-current loans and $112,000 in owned real estate. To cover these potential losses it had $2,819,000 in equity and $85,000 in loans loss reserves. That gives it a Texas Ratio of 10.74%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Pine Hill U.S. Bank Average
-5.5% 8.58

Bank of Pine Hill has a Return on Equity of -5.5% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Pine Hill U.S. Bank Average
14.02% 12.11

Bank of Pine Hill has a Capitalization of 14.02% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Pine Hill Balance Sheet Analysis

As of December 31, 2016, Bank of Pine Hill had assets of $20,110,000, loans of $3,873,000, and deposits of $17,282,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Pine Hill

Branches and Savings

Is Bank of Pine Hill FDIC insured?

Yes. It is covered under FDIC Certificate #16607.

Why does Bank of Pine Hill pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Pine Hill CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Pine Hill a commercial bank?

Yes

Where are Bank of Pine Hill locations?

See branch locations nearby.

Is Bank of Pine Hill open on Saturdays?

Is Bank of Pine Hill open on Sundays?

What time does Bank of Pine Hill open?

What time does Bank of Pine Hill close?

Are Bank of Pine Hill ATMs Open 24/7?

Do Bank of Pine Hill ATMs accept cash deposits?

Can Bank of Pine Hill customers use other ATMs?

Do Bank of Pine Hill branches have notaries?

Will Bank of Pine Hill notarize my document?

What address for Bank of Pine Hill should I put for incoming ACH transfers?

Will the Bank of Pine Hill branch print checks?

Do Bank of Pine Hill checks expire?

Does Bank of Pine Hill require US citizenship to open account?

Can Bank of Pine Hill close my account?

Does Bank of Pine Hill Report to credit bureaus?

Does Bank of Pine Hill Use Equifax?

What is Bank of Pine Hill's ACH Routing Number?

What is Bank of Pine Hill's SWIFT code?

Products

Does Bank of Pine Hill offer mortgages?

Compare mortgage rates here.

Does Bank of Pine Hill offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Pine Hill offer personal loans?

Compare personal loan rates here.

Does Bank of Pine Hill offer student loans?

Will Bank of Pine Hill cash a check?

Will Bank of Pine Hill redeem a savings bond?

Does Bank of Pine Hill cash savings bonds?

Will Bank of Pine Hill cash money orders?

Can Bank of Pine Hill issue a money order?

Does Bank of Pine Hill do currency exchange?

Background on The Bank

Who owns Bank of Pine Hill?

How long has Bank of Pine Hill been around?

Can Bank of Pine Hill transfer to other banks?

Does Bank of Pine Hill have quick pay?

Does Bank of Pine Hill accept rolled coins?

Will Bank of Pine Hill accept loose change?

Where is Bank of Pine Hill headquarters?

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