Bank of Prague

316 West Center Avenue
Prague, NE 68050

Notable Rates APY Vs.Others
Savings 0.40% 2.25% →
1-Year CD 1.85% 2.25% →
2-Year CD 1.96% 2.65% →
5-Year CD 2.31% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Bank of Prague is an FDIC insured institution located in Prague, NE. It was founded in 1906 and has approximately $0.03 billion in assets.

FDIC Insured Yes
FDIC Certificate # 12745
Date Established 1906
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

For a more detailed analysis of Bank of Prague's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 15, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates APY MIN MAX
Money Market
0.75% $5,000 - Learn MoreShow Less
6 Mo CD
1.41% $1,000 - Learn MoreShow Less
12 Mo CD
1.85% $1,000 - Learn MoreShow Less
24 Mo CD
1.96% $1,000 - Learn MoreShow Less
36 Mo CD
2.11% $1,000 - Learn MoreShow Less
48 Mo CD
2.21% $1,000 - Learn MoreShow Less
60 Mo CD
2.31% $1,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
2.42% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1,000 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for Bank of Prague

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Bank of Prague
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Bank of Prague branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank of Prague Locations

Financial Details

Bank of Prague Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Prague. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Prague U.S. Bank Average
0% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Bank of Prague had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,115,000 in equity and $329,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Prague U.S. Bank Average
11.13% 9.50%

Bank of Prague has a Return on Equity of 11.13% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Prague U.S. Bank Average
14.11% 12.76%

Bank of Prague has a Capitalization of 14.11% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Prague Balance Sheet Analysis

As of June 30, 2019, Bank of Prague had assets of $29,172,000, loans of $19,637,000, and deposits of $25,020,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.03 billion
Total deposits $0.03 billion
      Interest-bearing deposits $0.02 billion
      Deposits held in domestic offices $0.03 billion
      % insured (estimated) 91.07%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.03 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Bank of Prague’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Consumer Auto Loans.

Compared to other banks in Nebraska, Bank of Prague has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.40
Credit Card Loans 0.00
Consumer Auto Loans 6.51
Small Business Loans 3.83
Construction and Development Loans 0.00
Commercial Real Estate 3.83
Commercial and Industrial Loans 18.80
Farm Loans 44.32

Frequently Asked Questions About Bank Of Prague

Branches and Savings

Is Bank Of Prague FDIC insured?

Yes. It is covered under FDIC Certificate #12745.

Why does Bank Of Prague pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Prague CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Prague a commercial bank?


Where are Bank Of Prague locations?

See branch locations nearby.

Is Bank Of Prague open on Saturdays?

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Will Bank Of Prague notarize my document?

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Will the Bank Of Prague branch print checks?

Do Bank Of Prague checks expire?

Does Bank Of Prague require US citizenship to open account?

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Does Bank Of Prague Report to credit bureaus?

Does Bank Of Prague Use Equifax?

What is Bank Of Prague's ACH Routing Number?

What is Bank Of Prague's SWIFT code?


Does Bank Of Prague offer mortgages?

Compare mortgage rates here.

Does Bank Of Prague offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Prague offer personal loans?

Compare personal loan rates here.

Does Bank Of Prague offer student loans?

Will Bank Of Prague cash a check?

Will Bank Of Prague redeem a savings bond?

Does Bank Of Prague cash savings bonds?

Will Bank Of Prague cash money orders?

Can Bank Of Prague issue a money order?

Does Bank Of Prague do currency exchange?

Background on The Bank

Who owns Bank Of Prague?

How long has Bank Of Prague been around?

Can Bank Of Prague transfer to other banks?

Does Bank Of Prague have quick pay?

Does Bank Of Prague accept rolled coins?

Will Bank Of Prague accept loose change?

Where is Bank Of Prague headquarters?

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