Bank of Wausau

2010 West Stewart Avenue
Wausau, WI 54402

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35016
Date Established 1999
Assets $0.04 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.00 billion

Bank of Wausau is an FDIC insured institution located in Wausau, WI. It was founded in 1999 and has approximately $0.04 billion in assets.

For a more detailed analysis of Bank of Wausau's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Wausau’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Wisconsin, Bank of Wausau has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 49.86
Multifamily
Mortgages
0.00
Credit Card Loans 0.40
Consumer Auto Loans 0.08
Small Business Loans 23.76
Construction and Development Loans 1.68
Commercial Real Estate 43.45
Commercial and Industrial Loans 8.79
Farm Loans 0.52

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Wausau, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Wausau

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Wausau
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Branches

Bank of Wausau branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Wausau Locations

Financial Details

Bank of Wausau Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Wausau. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Wausau U.S. Bank Average
311.48% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Wausau had $1,466,000 in non-current loans and $2,686,000 in owned real estate. To cover these potential losses it had $19,000 in equity and $1,314,000 in loans loss reserves. That gives it a Texas Ratio of 311.48%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Wausau U.S. Bank Average
-384% 8.58

Bank of Wausau has a Return on Equity of -384% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Wausau U.S. Bank Average
0.04% 12.11

Bank of Wausau has a Capitalization of 0.04% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Wausau Balance Sheet Analysis

As of June 30, 2013, Bank of Wausau had assets of $43,564,000, loans of $24,950,000, and deposits of $40,663,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Wausau

Branches and Savings

Is Bank of Wausau FDIC insured?

Yes. It is covered under FDIC Certificate #35016.

Why does Bank of Wausau pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Wausau CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Wausau a commercial bank?

Yes

Where are Bank of Wausau locations?

See branch locations nearby.

Is Bank of Wausau open on Saturdays?

Is Bank of Wausau open on Sundays?

What time does Bank of Wausau open?

What time does Bank of Wausau close?

Are Bank of Wausau ATMs Open 24/7?

Do Bank of Wausau ATMs accept cash deposits?

Can Bank of Wausau customers use other ATMs?

Do Bank of Wausau branches have notaries?

Will Bank of Wausau notarize my document?

What address for Bank of Wausau should I put for incoming ACH transfers?

Will the Bank of Wausau branch print checks?

Do Bank of Wausau checks expire?

Does Bank of Wausau require US citizenship to open account?

Can Bank of Wausau close my account?

Does Bank of Wausau Report to credit bureaus?

Does Bank of Wausau Use Equifax?

What is Bank of Wausau's ACH Routing Number?

What is Bank of Wausau's SWIFT code?

Products

Does Bank of Wausau offer mortgages?

Compare mortgage rates here.

Does Bank of Wausau offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Wausau offer personal loans?

Compare personal loan rates here.

Does Bank of Wausau offer student loans?

Will Bank of Wausau cash a check?

Will Bank of Wausau redeem a savings bond?

Does Bank of Wausau cash savings bonds?

Will Bank of Wausau cash money orders?

Can Bank of Wausau issue a money order?

Does Bank of Wausau do currency exchange?

Background on The Bank

Who owns Bank of Wausau?

How long has Bank of Wausau been around?

Can Bank of Wausau transfer to other banks?

Does Bank of Wausau have quick pay?

Does Bank of Wausau accept rolled coins?

Will Bank of Wausau accept loose change?

Where is Bank of Wausau headquarters?

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