Bank Star One

118 West 5th Street
Fulton, MO 65251

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18124
Date Established 1959
Assets $0.09 billion
Loans $0.05 billion
Deposits $0.06 billion
Capital $0.02 billion

Bank Star One is an FDIC insured institution located in Fulton, MO. It was founded in 1959 and has approximately $0.08 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank Star One's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank Star One’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Missouri, Bank Star One has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 50.00
Multifamily
Mortgages
0.34
Credit Card Loans 0.00
Consumer Auto Loans 0.59
Small Business Loans 22.35
Construction and Development Loans 7.76
Commercial Real Estate 31.64
Commercial and Industrial Loans 3.10
Farm Loans 0.32

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Star One, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank Star One

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank Star One
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Branches

Bank Star One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Star One Locations

Financial Details

Bank Star One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Star One. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Star One U.S. Bank Average
2.79% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank Star One had $97,000 in non-current loans and $377,000 in owned real estate. To cover these potential losses it had $16,986,000 in equity and $3,000 in loans loss reserves. That gives it a Texas Ratio of 2.79%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank Star One U.S. Bank Average
2.8% 8.58

Bank Star One has a Return on Equity of 2.8% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank Star One U.S. Bank Average
18.78% 12.11

Bank Star One has a Capitalization of 18.78% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Star One Balance Sheet Analysis

As of June 30, 2017, Bank Star One had assets of $79,235,000, loans of $49,176,000, and deposits of $61,541,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Star One

Branches and Savings

Is Bank Star One FDIC insured?

Yes. It is covered under FDIC Certificate #18124.

Why does Bank Star One pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Star One CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Star One a commercial bank?

Yes

Where are Bank Star One locations?

See branch locations nearby.

Is Bank Star One open on Saturdays?

Is Bank Star One open on Sundays?

What time does Bank Star One open?

What time does Bank Star One close?

Are Bank Star One ATMs Open 24/7?

Do Bank Star One ATMs accept cash deposits?

Can Bank Star One customers use other ATMs?

Do Bank Star One branches have notaries?

Will Bank Star One notarize my document?

What address for Bank Star One should I put for incoming ACH transfers?

Will the Bank Star One branch print checks?

Do Bank Star One checks expire?

Does Bank Star One require US citizenship to open account?

Can Bank Star One close my account?

Does Bank Star One Report to credit bureaus?

Does Bank Star One Use Equifax?

What is Bank Star One's ACH Routing Number?

What is Bank Star One's SWIFT code?

Products

Does Bank Star One offer mortgages?

Compare mortgage rates here.

Does Bank Star One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Star One offer personal loans?

Compare personal loan rates here.

Does Bank Star One offer student loans?

Will Bank Star One cash a check?

Will Bank Star One redeem a savings bond?

Does Bank Star One cash savings bonds?

Will Bank Star One cash money orders?

Can Bank Star One issue a money order?

Does Bank Star One do currency exchange?

Background on The Bank

Who owns Bank Star One?

How long has Bank Star One been around?

Can Bank Star One transfer to other banks?

Does Bank Star One have quick pay?

Does Bank Star One accept rolled coins?

Will Bank Star One accept loose change?

Where is Bank Star One headquarters?

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