bankcda

912 Northwest Boulevard
Coeur D Alene, ID 83814

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57074
Date Established 2001
Assets $0.11 billion
Loans $0.07 billion
Deposits $0.10 billion
Capital $0.01 billion

bankcda is an FDIC insured institution located in Coeur D Alene, ID. It was founded in 2001 and has approximately $0.11 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of bankcda's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in bankcda’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Idaho, bankcda has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.37
Multifamily
Mortgages
1.73
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.00
Construction and Development Loans 10.16
Commercial Real Estate 42.32
Commercial and Industrial Loans 26.33
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bankcda, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for bankcda

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.911% 3.875% 0.00 $1,194 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to bankcda
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Branches

bankcda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


bankcda Locations

Financial Details

bankcda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of bankcda. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
bankcda U.S. Bank Average
3.98% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, bankcda had $461,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,492,000 in equity and $1,101,000 in loans loss reserves. That gives it a Texas Ratio of 3.98%.

Return on Equity
bankcda U.S. Bank Average
5.02% 8.84%

bankcda has a Return on Equity of 5.02% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
bankcda U.S. Bank Average
9.44% 12.21%

bankcda has a Capitalization of 9.44% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

bankcda Balance Sheet Analysis

As of September 30, 2017, bankcda had assets of $111,194,000, loans of $70,968,000, and deposits of $99,947,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bankcda

Branches and Savings

Is Bankcda FDIC insured?

Yes. It is covered under FDIC Certificate #57074.

Why does Bankcda pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankcda CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankcda a commercial bank?

Yes

Where are Bankcda locations?

See branch locations nearby.

Is Bankcda open on Saturdays?

Is Bankcda open on Sundays?

What time does Bankcda open?

What time does Bankcda close?

Are Bankcda ATMs Open 24/7?

Do Bankcda ATMs accept cash deposits?

Can Bankcda customers use other ATMs?

Do Bankcda branches have notaries?

Will Bankcda notarize my document?

What address for Bankcda should I put for incoming ACH transfers?

Will the Bankcda branch print checks?

Do Bankcda checks expire?

Does Bankcda require US citizenship to open account?

Can Bankcda close my account?

Does Bankcda Report to credit bureaus?

Does Bankcda Use Equifax?

What is Bankcda's ACH Routing Number?

What is Bankcda's SWIFT code?

Products

Does Bankcda offer mortgages?

Compare mortgage rates here.

Does Bankcda offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankcda offer personal loans?

Compare personal loan rates here.

Does Bankcda offer student loans?

Will Bankcda cash a check?

Will Bankcda redeem a savings bond?

Does Bankcda cash savings bonds?

Will Bankcda cash money orders?

Can Bankcda issue a money order?

Does Bankcda do currency exchange?

Background on The Bank

Who owns Bankcda?

How long has Bankcda been around?

Can Bankcda transfer to other banks?

Does Bankcda have quick pay?

Does Bankcda accept rolled coins?

Will Bankcda accept loose change?

Where is Bankcda headquarters?

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