Bankers' Bank

7700 Mineral Point Road
Madison, WI 53717

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23537
Date Established 1981
Assets $0.58 billion
Loans $0.25 billion
Deposits $0.37 billion
Capital $0.07 billion

Bankers' Bank is an FDIC insured institution located in Madison, WI. It was founded in 1981 and has approximately $0.58 billion in assets.

For a more detailed analysis of Bankers' Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bankers' Bank’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and Multifamily Mortgages.

Compared to other banks in Wisconsin, Bankers' Bank has a significantly higher percent of Credit Card Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.68
Multifamily
Mortgages
6.58
Credit Card Loans 1.44
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 16.31
Commercial Real Estate 28.75
Commercial and Industrial Loans 1.87
Farm Loans 0.69

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bankers' Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bankers' Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bankers' Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bankers' Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bankers' Bank Locations

Financial Details

Bankers' Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bankers' Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bankers' Bank U.S. Bank Average
2.71% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bankers' Bank had $13,000 in non-current loans and $1,958,000 in owned real estate. To cover these potential losses it had $66,867,000 in equity and $5,923,000 in loans loss reserves. That gives it a Texas Ratio of 2.71%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bankers' Bank U.S. Bank Average
6% 8.58

Bankers' Bank has a Return on Equity of 6% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bankers' Bank U.S. Bank Average
11.54% 12.11

Bankers' Bank has a Capitalization of 11.54% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bankers' Bank Balance Sheet Analysis

As of June 30, 2017, Bankers' Bank had assets of $579,493,000, loans of $245,012,000, and deposits of $367,180,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bankers' Bank

Branches and Savings

Is Bankers' Bank FDIC insured?

Yes. It is covered under FDIC Certificate #23537.

Why does Bankers' Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankers' Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankers' Bank a commercial bank?

Yes

Where are Bankers' Bank locations?

See branch locations nearby.

Is Bankers' Bank open on Saturdays?

Is Bankers' Bank open on Sundays?

What time does Bankers' Bank open?

What time does Bankers' Bank close?

Are Bankers' Bank ATMs Open 24/7?

Do Bankers' Bank ATMs accept cash deposits?

Can Bankers' Bank customers use other ATMs?

Do Bankers' Bank branches have notaries?

Will Bankers' Bank notarize my document?

What address for Bankers' Bank should I put for incoming ACH transfers?

Will the Bankers' Bank branch print checks?

Do Bankers' Bank checks expire?

Does Bankers' Bank require US citizenship to open account?

Can Bankers' Bank close my account?

Does Bankers' Bank Report to credit bureaus?

Does Bankers' Bank Use Equifax?

What is Bankers' Bank's ACH Routing Number?

What is Bankers' Bank's SWIFT code?

Products

Does Bankers' Bank offer mortgages?

Compare mortgage rates here.

Does Bankers' Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankers' Bank offer personal loans?

Compare personal loan rates here.

Does Bankers' Bank offer student loans?

Will Bankers' Bank cash a check?

Will Bankers' Bank redeem a savings bond?

Does Bankers' Bank cash savings bonds?

Will Bankers' Bank cash money orders?

Can Bankers' Bank issue a money order?

Does Bankers' Bank do currency exchange?

Background on The Bank

Who owns Bankers' Bank?

How long has Bankers' Bank been around?

Can Bankers' Bank transfer to other banks?

Does Bankers' Bank have quick pay?

Does Bankers' Bank accept rolled coins?

Will Bankers' Bank accept loose change?

Where is Bankers' Bank headquarters?

Customer Reviews for Bankers' Bank

There are currently no comments for Bankers' Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →