BankVista

125 Twin Rivers Court
Sartell, MN 56377

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35406
Date Established 2000
Assets $0.23 billion
Loans $0.20 billion
Deposits $0.19 billion
Capital $0.02 billion

BankVista is an FDIC insured institution located in Sartell, MN. It was founded in 2000 and has approximately $0.23 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of BankVista's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BankVista’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Minnesota, BankVista has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.64
Multifamily
Mortgages
5.21
Credit Card Loans 0.00
Consumer Auto Loans 0.62
Small Business Loans 27.30
Construction and Development Loans 7.31
Commercial Real Estate 44.91
Commercial and Industrial Loans 19.42
Farm Loans 0.04

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $200 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $250 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.25% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.50% $10,000 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.50% $10,000 $74,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankVista

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to BankVista
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

BankVista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bankvista Locations

Financial Details

BankVista Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankVista. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankVista U.S. Bank Average
14.45% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BankVista had $2,251,000 in non-current loans and $1,100,000 in owned real estate. To cover these potential losses it had $20,594,000 in equity and $2,603,000 in loans loss reserves. That gives it a Texas Ratio of 14.45%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BankVista U.S. Bank Average
6.48% 8.58

BankVista has a Return on Equity of 6.48% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BankVista U.S. Bank Average
8.85% 12.11

BankVista has a Capitalization of 8.85% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankVista Balance Sheet Analysis

As of June 30, 2017, BankVista had assets of $232,582,000, loans of $202,410,000, and deposits of $191,827,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BankVista

Branches and Savings

Is BankVista FDIC insured?

Yes. It is covered under FDIC Certificate #35406.

Why does BankVista pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BankVista CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BankVista a commercial bank?

Yes

Where are BankVista locations?

See branch locations nearby.

Is BankVista open on Saturdays?

Is BankVista open on Sundays?

What time does BankVista open?

What time does BankVista close?

Are BankVista ATMs Open 24/7?

Do BankVista ATMs accept cash deposits?

Can BankVista customers use other ATMs?

Do BankVista branches have notaries?

Will BankVista notarize my document?

What address for BankVista should I put for incoming ACH transfers?

Will the BankVista branch print checks?

Do BankVista checks expire?

Does BankVista require US citizenship to open account?

Can BankVista close my account?

Does BankVista Report to credit bureaus?

Does BankVista Use Equifax?

What is BankVista's ACH Routing Number?

What is BankVista's SWIFT code?

Products

Does BankVista offer mortgages?

Compare mortgage rates here.

Does BankVista offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BankVista offer personal loans?

Compare personal loan rates here.

Does BankVista offer student loans?

Will BankVista cash a check?

Will BankVista redeem a savings bond?

Does BankVista cash savings bonds?

Will BankVista cash money orders?

Can BankVista issue a money order?

Does BankVista do currency exchange?

Background on The Bank

Who owns BankVista?

How long has BankVista been around?

Can BankVista transfer to other banks?

Does BankVista have quick pay?

Does BankVista accept rolled coins?

Will BankVista accept loose change?

Where is BankVista headquarters?

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