Bay View Federal Savings and Loan Association

Headquarters

3974 S Howell Avenue
Milwaukee, WI 53207
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bay View Federal Savings and Loan Association is an FDIC insured institution located in Milwaukee, WI. It was founded in 1915 and has approximately $0.14 billion in assets.

FDIC Insured Yes
FDIC Certificate # 29506
Date Established 1915
Assets $ 135.61 million
Loans $ 72.90 million
Deposits $ 109.83 million
Capital $ 19.86 million
 

For a more detailed analysis of Bay View Federal Savings and Loan Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 28, 2020

Your Current Location: Washington, WA 98109


Loan Rates - September 28, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Bay View Federal Savings and Loan Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.815% 2.750% 0.88 $2,110 $1,021 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.823% 2.750% 0.50 $2,358 $1,021 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to Bay View Federal Savings and Loan Association
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Branches

Bay View Federal Savings and Loan Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Bay View Federal Savings and Loan Association Locations


Financial Details

Bay View Federal Savings and Loan Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bay View Federal Savings and Loan Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bay View Federal Savings and Loan Association U.S. Bank Average
5.51% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bay View Federal Savings and Loan Association had $327,000 in non-current loans and $817,000 in owned real estate. To cover these potential losses it had $19,864,000 in equity and $903,000 in loans loss reserves. That gives it a Texas Ratio of 5.51%.

Return on Equity
Bay View Federal Savings and Loan Association U.S. Bank Average
7.89% 7.80%

Bay View Federal Savings and Loan Association has a Return on Equity of 7.89% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bay View Federal Savings and Loan Association U.S. Bank Average
14.65% 12.68%

Bay View Federal Savings and Loan Association has a Capitalization of 14.65% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bay View Federal Savings and Loan Association Balance Sheet Analysis

As of March 31, 2014, Bay View Federal Savings and Loan Association had assets of $135,613,000, loans of $72,901,000, and deposits of $109,825,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 72.90 million
Loan loss allowance $ 0.90 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.82 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 109.83 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 135.61 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bay View Federal Savings and Loan Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in Wisconsin, Bay View Federal Savings and Loan Association has a significantly higher percent of 1-4 Family Residential Loans, Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 59.32
Multifamily
Mortgages
21.80
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 7.78
Construction and Development Loans 0.16
Commercial Real Estate 19.87
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Bay View Federal Savings And Loan Association

Branches and Savings

Is Bay View Federal Savings And Loan Association FDIC insured?

Yes. It is covered under FDIC Certificate #29506.

Why does Bay View Federal Savings And Loan Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bay View Federal Savings And Loan Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bay View Federal Savings And Loan Association a commercial bank?

Yes

Where are Bay View Federal Savings And Loan Association locations?

See branch locations nearby.

Is Bay View Federal Savings And Loan Association open on Saturdays?

Is Bay View Federal Savings And Loan Association open on Sundays?

What time does Bay View Federal Savings And Loan Association open?

What time does Bay View Federal Savings And Loan Association close?

Are Bay View Federal Savings And Loan Association ATMs Open 24/7?

Do Bay View Federal Savings And Loan Association ATMs accept cash deposits?

Can Bay View Federal Savings And Loan Association customers use other ATMs?

Do Bay View Federal Savings And Loan Association branches have notaries?

Will Bay View Federal Savings And Loan Association notarize my document?

What address for Bay View Federal Savings And Loan Association should I put for incoming ACH transfers?

Will the Bay View Federal Savings And Loan Association branch print checks?

Do Bay View Federal Savings And Loan Association checks expire?

Does Bay View Federal Savings And Loan Association require US citizenship to open account?

Can Bay View Federal Savings And Loan Association close my account?

Does Bay View Federal Savings And Loan Association Report to credit bureaus?

Does Bay View Federal Savings And Loan Association Use Equifax?

What is Bay View Federal Savings And Loan Association's ACH Routing Number?

What is Bay View Federal Savings And Loan Association's SWIFT code?

Products

Does Bay View Federal Savings And Loan Association offer mortgages?

Compare mortgage rates here.

Does Bay View Federal Savings And Loan Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bay View Federal Savings And Loan Association offer personal loans?

Compare personal loan rates here.

Does Bay View Federal Savings And Loan Association offer student loans?

Will Bay View Federal Savings And Loan Association cash a check?

Will Bay View Federal Savings And Loan Association redeem a savings bond?

Does Bay View Federal Savings And Loan Association cash savings bonds?

Will Bay View Federal Savings And Loan Association cash money orders?

Can Bay View Federal Savings And Loan Association issue a money order?

Does Bay View Federal Savings And Loan Association do currency exchange?

Background on The Bank

Who owns Bay View Federal Savings And Loan Association?

How long has Bay View Federal Savings And Loan Association been around?

Can Bay View Federal Savings And Loan Association transfer to other banks?

Does Bay View Federal Savings And Loan Association have quick pay?

Does Bay View Federal Savings And Loan Association accept rolled coins?

Will Bay View Federal Savings And Loan Association accept loose change?

Where is Bay View Federal Savings And Loan Association headquarters?

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