Belt Valley Bank

111 Castner Street
Belt, MT 59412

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15362
Date Established 1936
Assets $0.06 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.01 billion

Belt Valley Bank is an FDIC insured institution located in Belt, MT. It was founded in 1936 and has approximately $0.06 billion in assets.

For a more detailed analysis of Belt Valley Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Belt Valley Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks, Belt Valley Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.16
Multifamily
Mortgages
2.57
Credit Card Loans 0.00
Consumer Auto Loans 0.58
Small Business Loans 0.00
Construction and Development Loans 9.28
Commercial Real Estate 10.42
Commercial and Industrial Loans 5.13
Farm Loans 19.46

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.00% $50 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Belt Valley Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.553% 4.500% 0.13 $1,550 $1,267 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.544% 4.500% 0.00 $1,305 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to Belt Valley Bank
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Branches

Belt Valley Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Belt Valley Bank Locations

Financial Details

Belt Valley Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Belt Valley Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Belt Valley Bank U.S. Bank Average
8.38% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Belt Valley Bank had $245,000 in non-current loans and $533,000 in owned real estate. To cover these potential losses it had $8,701,000 in equity and $583,000 in loans loss reserves. That gives it a Texas Ratio of 8.38%.

Return on Equity
Belt Valley Bank U.S. Bank Average
8.86% 8.84%

Belt Valley Bank has a Return on Equity of 8.86% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Belt Valley Bank U.S. Bank Average
14.61% 12.21%

Belt Valley Bank has a Capitalization of 14.61% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Belt Valley Bank Balance Sheet Analysis

As of September 30, 2017, Belt Valley Bank had assets of $59,575,000, loans of $49,110,000, and deposits of $48,073,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Belt Valley Bank

Branches and Savings

Is Belt Valley Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15362.

Why does Belt Valley Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Belt Valley Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Belt Valley Bank a commercial bank?

Yes

Where are Belt Valley Bank locations?

See branch locations nearby.

Is Belt Valley Bank open on Saturdays?

Is Belt Valley Bank open on Sundays?

What time does Belt Valley Bank open?

What time does Belt Valley Bank close?

Are Belt Valley Bank ATMs Open 24/7?

Do Belt Valley Bank ATMs accept cash deposits?

Can Belt Valley Bank customers use other ATMs?

Do Belt Valley Bank branches have notaries?

Will Belt Valley Bank notarize my document?

What address for Belt Valley Bank should I put for incoming ACH transfers?

Will the Belt Valley Bank branch print checks?

Do Belt Valley Bank checks expire?

Does Belt Valley Bank require US citizenship to open account?

Can Belt Valley Bank close my account?

Does Belt Valley Bank Report to credit bureaus?

Does Belt Valley Bank Use Equifax?

What is Belt Valley Bank's ACH Routing Number?

What is Belt Valley Bank's SWIFT code?

Products

Does Belt Valley Bank offer mortgages?

Compare mortgage rates here.

Does Belt Valley Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Belt Valley Bank offer personal loans?

Compare personal loan rates here.

Does Belt Valley Bank offer student loans?

Will Belt Valley Bank cash a check?

Will Belt Valley Bank redeem a savings bond?

Does Belt Valley Bank cash savings bonds?

Will Belt Valley Bank cash money orders?

Can Belt Valley Bank issue a money order?

Does Belt Valley Bank do currency exchange?

Background on The Bank

Who owns Belt Valley Bank?

How long has Belt Valley Bank been around?

Can Belt Valley Bank transfer to other banks?

Does Belt Valley Bank have quick pay?

Does Belt Valley Bank accept rolled coins?

Will Belt Valley Bank accept loose change?

Where is Belt Valley Bank headquarters?

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