Big Bend Banks, N.A.

301 South Highland Avenue
Marfa, TX 79843

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3320
Date Established 1907
Assets $0.13 billion
Loans $0.02 billion
Deposits $0.11 billion
Capital $0.02 billion

Big Bend Banks, N.A. is an FDIC insured institution located in Marfa, TX. It was founded in 1907 and has approximately $0.13 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Big Bend Banks, N.A.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Big Bend Banks, N.A.’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Texas, Big Bend Banks, N.A. has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.31
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.48
Small Business Loans 35.62
Construction and Development Loans 2.97
Commercial Real Estate 35.62
Commercial and Industrial Loans 10.76
Farm Loans 12.98

Deposit Rates - October 23, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.03% $1,000 $9,999 Learn MoreShow Less
Money Market
0.05% $10,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.10% $2,500 $99,999 Learn MoreShow Less
3 Mo CD
0.15% $100,000 - Learn MoreShow Less
6 Mo CD
0.20% $2,500 $99,999 Learn MoreShow Less
6 Mo CD
0.25% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.45% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1,000 $9,999 Learn MoreShow Less

Loan Rates - October 23, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Big Bend Banks, N.A.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.762% 4.750% 0.13 $340 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.542% 4.500% 0.50 $1,250 $1,267 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
5.077% 5.000% 0.50 $2,318 $1,343 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Big Bend Banks, N.A.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Big Bend Banks, N.A. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Big Bend Banks, N.A. Locations

Financial Details

Big Bend Banks, N.A. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Big Bend Banks, N.A.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Big Bend Banks, N.A. U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Big Bend Banks, N.A. had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $17,216,000 in equity and $694,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Big Bend Banks, N.A. U.S. Bank Average
9.92% 9.77%

Big Bend Banks, N.A. has a Return on Equity of 9.92% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Big Bend Banks, N.A. U.S. Bank Average
13.31% 12.31%

Big Bend Banks, N.A. has a Capitalization of 13.31% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Big Bend Banks, N.A. Balance Sheet Analysis

As of June 30, 2018, Big Bend Banks, N.A. had assets of $129,298,000, loans of $22,196,000, and deposits of $111,857,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.09 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.11 billion
LIABILITIES
Total deposits $0.11 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 72.45%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.11 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Big Bend Banks, N.a.

Branches and Savings

Is Big Bend Banks, N.a. FDIC insured?

Yes. It is covered under FDIC Certificate #3320.

Why does Big Bend Banks, N.a. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Big Bend Banks, N.a. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Big Bend Banks, N.a. a commercial bank?

Yes

Where are Big Bend Banks, N.a. locations?

See branch locations nearby.

Is Big Bend Banks, N.a. open on Saturdays?

Is Big Bend Banks, N.a. open on Sundays?

What time does Big Bend Banks, N.a. open?

What time does Big Bend Banks, N.a. close?

Are Big Bend Banks, N.a. ATMs Open 24/7?

Do Big Bend Banks, N.a. ATMs accept cash deposits?

Can Big Bend Banks, N.a. customers use other ATMs?

Do Big Bend Banks, N.a. branches have notaries?

Will Big Bend Banks, N.a. notarize my document?

What address for Big Bend Banks, N.a. should I put for incoming ACH transfers?

Will the Big Bend Banks, N.a. branch print checks?

Do Big Bend Banks, N.a. checks expire?

Does Big Bend Banks, N.a. require US citizenship to open account?

Can Big Bend Banks, N.a. close my account?

Does Big Bend Banks, N.a. Report to credit bureaus?

Does Big Bend Banks, N.a. Use Equifax?

What is Big Bend Banks, N.a.'s ACH Routing Number?

What is Big Bend Banks, N.a.'s SWIFT code?

Products

Does Big Bend Banks, N.a. offer mortgages?

Compare mortgage rates here.

Does Big Bend Banks, N.a. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Big Bend Banks, N.a. offer personal loans?

Compare personal loan rates here.

Does Big Bend Banks, N.a. offer student loans?

Will Big Bend Banks, N.a. cash a check?

Will Big Bend Banks, N.a. redeem a savings bond?

Does Big Bend Banks, N.a. cash savings bonds?

Will Big Bend Banks, N.a. cash money orders?

Can Big Bend Banks, N.a. issue a money order?

Does Big Bend Banks, N.a. do currency exchange?

Background on The Bank

Who owns Big Bend Banks, N.a.?

How long has Big Bend Banks, N.a. been around?

Can Big Bend Banks, N.a. transfer to other banks?

Does Big Bend Banks, N.a. have quick pay?

Does Big Bend Banks, N.a. accept rolled coins?

Will Big Bend Banks, N.a. accept loose change?

Where is Big Bend Banks, N.a. headquarters?

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