BMW Bank of North America

2735 East Parleys Way
Salt Lake City, UT 84109

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35141
Date Established 1999
Assets $9.95 billion
Loans $7.40 billion
Deposits $5.80 billion
Capital $1.44 billion

BMW Bank of North America is an FDIC insured institution located in Salt Lake City, UT. It was founded in 1999 and has approximately $9.95 billion in assets.

For a more detailed analysis of BMW Bank of North America's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BMW Bank of North America’s loan portfolio are Consumer Auto Loans, Credit Card Loans, and Multifamily Mortgages.

Compared to other banks in Utah, BMW Bank of North America has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.05
Credit Card Loans 4.07
Consumer Auto Loans 97.59
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for BMW Bank of North America

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to BMW Bank of North America

Note to BMW Bank of North America
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

BMW Bank of North America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bmw Bank Of North America Locations

Financial Details

BMW Bank of North America Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BMW Bank of North America. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
BMW Bank of North America U.S. Bank Average
0.68% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, BMW Bank of North America had $10,067,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,444,586,000 in equity and $26,876,000 in loans loss reserves. That gives it a Texas Ratio of 0.68%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BMW Bank of North America U.S. Bank Average
10.32% 9.45%

BMW Bank of North America has a Return on Equity of 10.32% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BMW Bank of North America U.S. Bank Average
14.52% 11.28%

BMW Bank of North America has a Capitalization of 14.52% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BMW Bank of North America Balance Sheet Analysis

As of June 30, 2016, BMW Bank of North America had assets of $9,946,846,000, loans of $7,399,297,000, and deposits of $5,801,133,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for BMW Bank of North America

There are currently no comments for BMW Bank of North America. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →