BNA Bank

205 Bankhead Street
New Albany, MS 38652


General Bank Information

FDIC Insured Yes
FDIC Certificate # 19448
Date Established 1896
Assets $0.49 billion
Loans $0.29 billion
Deposits $0.40 billion
Capital $0.06 billion

BNA Bank is an FDIC insured institution located in New Albany, MS. It was founded in 1896 and has approximately $0.49 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of BNA Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BNA Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Mississippi, BNA Bank has a significantly higher percent of Credit Card Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.97
Credit Card Loans 0.58
Consumer Auto Loans 2.95
Small Business Loans 21.80
Construction and Development Loans 10.47
Commercial Real Estate 34.84
Commercial and Industrial Loans 2.28
Farm Loans 0.09

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
0.95% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.25% $1,000 - Learn MoreShow Less
Special: 9 Mo FIRA
0.95% $1,000 - Learn MoreShow Less
Special: 15 Mo FIRA
1.10% $1,000 - Learn MoreShow Less
Special: 24 Mo FIRA
1.50% $1,000 - Learn MoreShow Less
Special: 25 Mo FIRA
1.30% $1,000 - Learn MoreShow Less
Special: 35 Mo FIRA
1.50% $1,000 - Learn MoreShow Less
Special: 36 Mo FIRA
1.75% $1,000 - Learn MoreShow Less
Special: 48 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.20% $1,000 - Learn MoreShow Less
MM 10K
0.05% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 - Learn MoreShow Less
Premium MM 25K
0.15% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BNA Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
4.544% 4.500% 0.13 $1,285 $1,267 Learn More
Cardinal Financial Co., Limited Partnership
NMLS ID: 66247
4.787% 4.750% 0.13 $1,060 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More
CapWest Home Loans
NMLS ID: 6521
4.659% 4.625% 0.00 $997 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to BNA Bank
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BNA Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BNA Bank Locations

Financial Details

BNA Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BNA Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BNA Bank U.S. Bank Average
11.9% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, BNA Bank had $5,905,000 in non-current loans and $2,188,000 in owned real estate. To cover these potential losses it had $62,288,000 in equity and $5,732,000 in loans loss reserves. That gives it a Texas Ratio of 11.9%.

Return on Equity
BNA Bank U.S. Bank Average
11.52% 8.84%

BNA Bank has a Return on Equity of 11.52% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BNA Bank U.S. Bank Average
12.69% 12.21%

BNA Bank has a Capitalization of 12.69% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BNA Bank Balance Sheet Analysis

As of September 30, 2017, BNA Bank had assets of $490,751,000, loans of $286,017,000, and deposits of $404,354,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bna Bank

Branches and Savings

Is Bna Bank FDIC insured?

Yes. It is covered under FDIC Certificate #19448.

Why does Bna Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bna Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bna Bank a commercial bank?


Where are Bna Bank locations?

See branch locations nearby.

Is Bna Bank open on Saturdays?

Is Bna Bank open on Sundays?

What time does Bna Bank open?

What time does Bna Bank close?

Are Bna Bank ATMs Open 24/7?

Do Bna Bank ATMs accept cash deposits?

Can Bna Bank customers use other ATMs?

Do Bna Bank branches have notaries?

Will Bna Bank notarize my document?

What address for Bna Bank should I put for incoming ACH transfers?

Will the Bna Bank branch print checks?

Do Bna Bank checks expire?

Does Bna Bank require US citizenship to open account?

Can Bna Bank close my account?

Does Bna Bank Report to credit bureaus?

Does Bna Bank Use Equifax?

What is Bna Bank's ACH Routing Number?

What is Bna Bank's SWIFT code?


Does Bna Bank offer mortgages?

Compare mortgage rates here.

Does Bna Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bna Bank offer personal loans?

Compare personal loan rates here.

Does Bna Bank offer student loans?

Will Bna Bank cash a check?

Will Bna Bank redeem a savings bond?

Does Bna Bank cash savings bonds?

Will Bna Bank cash money orders?

Can Bna Bank issue a money order?

Does Bna Bank do currency exchange?

Background on The Bank

Who owns Bna Bank?

How long has Bna Bank been around?

Can Bna Bank transfer to other banks?

Does Bna Bank have quick pay?

Does Bna Bank accept rolled coins?

Will Bna Bank accept loose change?

Where is Bna Bank headquarters?

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