BNY Mellon, National Association

Headquarters

500 Grant St
Pittsburgh, PA 15219
See all branch locations →

Phone 212 763 4900

Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.85% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Bank Information

BNY Mellon, National Association is an FDIC insured institution located in Pittsburgh, PA. It was founded in 1869 and has approximately $34.64 billion in assets. Customers can open an account at one of its 49 branches.

FDIC Insured Yes
FDIC Certificate # 7946
Date Established 1869
Assets $ 34.64 billion
Loans $ 19.10 billion
Deposits $ 29.77 billion
Capital $ 3.84 billion
 

For a more detailed analysis of BNY Mellon, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 16, 2022

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bny Mellon, National Association, but see these great savings and CD rates:

Advertiser Disclosure
 

Loan Rates - August 16, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BNY Mellon, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.471% 6.375%
0.88 points
$2,522 fees
$1,560 Learn More
First Internet Bank
NMLS ID: 424182
4.959% 4.875%
1.00 points
$2,428 fees
$1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to BNY Mellon, National Association
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Branches

BNY Mellon, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


BNY Mellon, National Association Locations



Climate Initiatives

BNY Mellon, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

BNY Mellon, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BNY Mellon, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BNY Mellon, National Association U.S. Bank Average
1.76% 4.01%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2022, BNY Mellon, National Association had $68,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,841,000,000 in equity and $18,000,000 in loans loss reserves. That gives it a Texas Ratio of 1.76%.

Return on Equity
BNY Mellon, National Association U.S. Bank Average
9.66% 9.01%

BNY Mellon, National Association has a Return on Equity of 9.66% versus the BestCashCow average of 9.01%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BNY Mellon, National Association U.S. Bank Average
11.09% 10.66%

BNY Mellon, National Association has a Capitalization of 11.09% versus the BestCashCow average of 10.66. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BNY Mellon, National Association Balance Sheet Analysis

As of March 31, 2022, BNY Mellon, National Association had assets of $34,641,000,000, loans of $19,098,000,000, and deposits of $29,769,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2022
ASSETS
Cash & Balances due from depository institutions $ 9.75 billion
Interest-bearing balances $ 9.60 billion
Total securities $ 157.00 million
Federal funds sold and reverse repurchase $ 3.35 billion
Net loans and leases $ 19.10 billion
Loan loss allowance $ 18.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1,734.00 million
All other assets $ 391.00 million
     Total Assets $ 30.80 billion
LIABILITIES
Total deposits $ 29.77 billion
      Interest-bearing deposits $ 28.76 billion
      Deposits held in domestic offices $ 29.77 billion
      % insured (estimated) 23.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 636.00 million
Subordinated debt $ 200.00 million
All other liabilities $ 195.00 million
      Total Liabilities $ 30.80 billion
      Shareholders’ Equity $ 3.84 billion

Summary Income Statement

March 31, 2022
INCOME AND EXPENSES
Total Interest Income $ 101.00 million
Total Interest Expense $ 14.00 million
Net interest income $ 87.00 million
Provision for loan and lease losses N.A.
Total non interest income $ 224.00 million
Total non interest expense $ 194.00 million
Pre-tax Net Operating Income $ 118.00 million

Bank Loan Profile?

The top three loan types in BNY Mellon, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, BNY Mellon, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 42.46
Multifamily
Mortgages
0.24
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.01
Construction and Development Loans 0.78
Commercial Real Estate 2.24
Commercial and Industrial Loans 0.86
Farm Loans 0.02

Customer Reviews for BNY Mellon, National Association


  • June 1, 2015

    Would like to know what the rates are for BNYMellon employees, we are looking at around 50,000. I started April 15, 2015.

  • May 30, 2015

    Checking to see what your auto loan rates are for BNY Mellon employees. We are looking at a little under $50,000 for a Jeep Cherokee Overland with David, Dodge Chrisler, Jeep. I am in the Financial preparation Department. I started April 15, 2015.

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