BNY Mellon, National Association

500 Grant St
Pittsburgh, PA 15219

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7946
Date Established 1869
Assets $23.64 billion
Loans $13.99 billion
Deposits $19.60 billion
Capital $3.37 billion

BNY Mellon, National Association is an FDIC insured institution located in Pittsburgh, PA. It was founded in 1869 and has approximately $23.64 billion in assets. Customers can open an account via one of its 45 branches.

For a more detailed analysis of BNY Mellon, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BNY Mellon, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks, BNY Mellon, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 47.86
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.03
Construction and Development Loans 0.51
Commercial Real Estate 1.82
Commercial and Industrial Loans 1.85
Farm Loans 0.02

Savings Rates

Your Current Location: Virginia, VA 20146

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

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Branches

BNY Mellon, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bny Mellon, National Association Locations

Financial Details

BNY Mellon, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BNY Mellon, National Association. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
BNY Mellon, National Association U.S. Bank Average
0.22% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, BNY Mellon, National Association had $7,582,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,373,081,000 in equity and $16,948,000 in loans loss reserves. That gives it a Texas Ratio of 0.22%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BNY Mellon, National Association U.S. Bank Average
5.39% 9.45%

BNY Mellon, National Association has a Return on Equity of 5.39% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BNY Mellon, National Association U.S. Bank Average
14.27% 11.28%

BNY Mellon, National Association has a Capitalization of 14.27% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BNY Mellon, National Association Balance Sheet Analysis

As of June 30, 2016, BNY Mellon, National Association had assets of $23,641,577,000, loans of $13,994,587,000, and deposits of $19,596,478,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for BNY Mellon, National Association


  • Mary Linn Woodruff-McKenry

    June 01, 2015

    Would like to know what the rates are for BNYMellon employees, we are looking at around 50,000. I started April 15, 2015.

  • Mary Linn Woodruff-McKenry

    May 30, 2015

    Checking to see what your auto loan rates are for BNY Mellon employees. We are looking at a little under $50,000 for a Jeep Cherokee Overland with David, Dodge Chrisler, Jeep. I am in the Financial preparation Department. I started April 15, 2015.

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