BNY Mellon Trust of Delaware

301 Bellevue Parkway
Wilmington, DE 19809

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24867
Date Established 1983
Assets $0.11 billion
Loans $0.03 billion
Deposits $0.03 billion
Capital $0.08 billion

BNY Mellon Trust of Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 1983 and has approximately $0.11 billion in assets.

For a more detailed analysis of BNY Mellon Trust of Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BNY Mellon Trust of Delaware’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks in Delaware, BNY Mellon Trust of Delaware has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 100.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bny Mellon Trust Of Delaware, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BNY Mellon Trust of Delaware

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

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Payment
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Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to BNY Mellon Trust of Delaware
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Branches

BNY Mellon Trust of Delaware branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bny Mellon Trust Of Delaware Locations

Financial Details

BNY Mellon Trust of Delaware Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BNY Mellon Trust of Delaware. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BNY Mellon Trust of Delaware U.S. Bank Average
3.9% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BNY Mellon Trust of Delaware had $3,033,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $77,443,000 in equity and $379,000 in loans loss reserves. That gives it a Texas Ratio of 3.9%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BNY Mellon Trust of Delaware U.S. Bank Average
4.3% 8.58

BNY Mellon Trust of Delaware has a Return on Equity of 4.3% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BNY Mellon Trust of Delaware U.S. Bank Average
68.48% 12.11

BNY Mellon Trust of Delaware has a Capitalization of 68.48% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BNY Mellon Trust of Delaware Balance Sheet Analysis

As of June 30, 2017, BNY Mellon Trust of Delaware had assets of $113,088,000, loans of $29,449,000, and deposits of $32,288,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BNY Mellon Trust of Delaware

Branches and Savings

Is BNY Mellon Trust of Delaware FDIC insured?

Yes. It is covered under FDIC Certificate #24867.

Why does BNY Mellon Trust of Delaware pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BNY Mellon Trust of Delaware CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BNY Mellon Trust of Delaware a commercial bank?

Yes

Where are BNY Mellon Trust of Delaware locations?

See branch locations nearby.

Is BNY Mellon Trust of Delaware open on Saturdays?

Is BNY Mellon Trust of Delaware open on Sundays?

What time does BNY Mellon Trust of Delaware open?

What time does BNY Mellon Trust of Delaware close?

Are BNY Mellon Trust of Delaware ATMs Open 24/7?

Do BNY Mellon Trust of Delaware ATMs accept cash deposits?

Can BNY Mellon Trust of Delaware customers use other ATMs?

Do BNY Mellon Trust of Delaware branches have notaries?

Will BNY Mellon Trust of Delaware notarize my document?

What address for BNY Mellon Trust of Delaware should I put for incoming ACH transfers?

Will the BNY Mellon Trust of Delaware branch print checks?

Do BNY Mellon Trust of Delaware checks expire?

Does BNY Mellon Trust of Delaware require US citizenship to open account?

Can BNY Mellon Trust of Delaware close my account?

Does BNY Mellon Trust of Delaware Report to credit bureaus?

Does BNY Mellon Trust of Delaware Use Equifax?

What is BNY Mellon Trust of Delaware's ACH Routing Number?

What is BNY Mellon Trust of Delaware's SWIFT code?

Products

Does BNY Mellon Trust of Delaware offer mortgages?

Compare mortgage rates here.

Does BNY Mellon Trust of Delaware offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BNY Mellon Trust of Delaware offer personal loans?

Compare personal loan rates here.

Does BNY Mellon Trust of Delaware offer student loans?

Will BNY Mellon Trust of Delaware cash a check?

Will BNY Mellon Trust of Delaware redeem a savings bond?

Does BNY Mellon Trust of Delaware cash savings bonds?

Will BNY Mellon Trust of Delaware cash money orders?

Can BNY Mellon Trust of Delaware issue a money order?

Does BNY Mellon Trust of Delaware do currency exchange?

Background on The Bank

Who owns BNY Mellon Trust of Delaware?

How long has BNY Mellon Trust of Delaware been around?

Can BNY Mellon Trust of Delaware transfer to other banks?

Does BNY Mellon Trust of Delaware have quick pay?

Does BNY Mellon Trust of Delaware accept rolled coins?

Will BNY Mellon Trust of Delaware accept loose change?

Where is BNY Mellon Trust of Delaware headquarters?

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