Bodcaw Bank

307 Thomas Street
Stamps, AR 71860

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5624
Date Established 1903
Assets $0.08 billion
Loans $0.04 billion
Deposits $0.07 billion
Capital $0.01 billion

Bodcaw Bank is an FDIC insured institution located in Stamps, AR. It was founded in 1903 and has approximately $0.08 billion in assets.

For a more detailed analysis of Bodcaw Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bodcaw Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Arkansas, Bodcaw Bank has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 46.56
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 5.77
Small Business Loans 8.18
Construction and Development Loans 0.76
Commercial Real Estate 12.19
Commercial and Industrial Loans 20.46
Farm Loans 2.25

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.30% $2,500 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.35% $1,000 - Learn MoreShow Less
6 Mo CD
0.65% $1,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
Var IRA
0.75% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1,000 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bodcaw Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.568% 4.500% 0.38 $2,114 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Bodcaw Bank
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Branches

Bodcaw Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bodcaw Bank Locations

Financial Details

Bodcaw Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bodcaw Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bodcaw Bank U.S. Bank Average
7.43% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Bodcaw Bank had $533,000 in non-current loans and $97,000 in owned real estate. To cover these potential losses it had $8,091,000 in equity and $391,000 in loans loss reserves. That gives it a Texas Ratio of 7.43%.

Return on Equity
Bodcaw Bank U.S. Bank Average
-1.26% 9.77%

Bodcaw Bank has a Return on Equity of -1.26% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bodcaw Bank U.S. Bank Average
9.77% 12.31%

Bodcaw Bank has a Capitalization of 9.77% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bodcaw Bank Balance Sheet Analysis

As of June 30, 2018, Bodcaw Bank had assets of $82,838,000, loans of $40,114,000, and deposits of $74,563,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.07 billion
LIABILITIES
Total deposits $0.07 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.07 billion
      % insured (estimated) 72.61%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.07 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bodcaw Bank

Branches and Savings

Is Bodcaw Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5624.

Why does Bodcaw Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bodcaw Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bodcaw Bank a commercial bank?

Yes

Where are Bodcaw Bank locations?

See branch locations nearby.

Is Bodcaw Bank open on Saturdays?

Is Bodcaw Bank open on Sundays?

What time does Bodcaw Bank open?

What time does Bodcaw Bank close?

Are Bodcaw Bank ATMs Open 24/7?

Do Bodcaw Bank ATMs accept cash deposits?

Can Bodcaw Bank customers use other ATMs?

Do Bodcaw Bank branches have notaries?

Will Bodcaw Bank notarize my document?

What address for Bodcaw Bank should I put for incoming ACH transfers?

Will the Bodcaw Bank branch print checks?

Do Bodcaw Bank checks expire?

Does Bodcaw Bank require US citizenship to open account?

Can Bodcaw Bank close my account?

Does Bodcaw Bank Report to credit bureaus?

Does Bodcaw Bank Use Equifax?

What is Bodcaw Bank's ACH Routing Number?

What is Bodcaw Bank's SWIFT code?

Products

Does Bodcaw Bank offer mortgages?

Compare mortgage rates here.

Does Bodcaw Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bodcaw Bank offer personal loans?

Compare personal loan rates here.

Does Bodcaw Bank offer student loans?

Will Bodcaw Bank cash a check?

Will Bodcaw Bank redeem a savings bond?

Does Bodcaw Bank cash savings bonds?

Will Bodcaw Bank cash money orders?

Can Bodcaw Bank issue a money order?

Does Bodcaw Bank do currency exchange?

Background on The Bank

Who owns Bodcaw Bank?

How long has Bodcaw Bank been around?

Can Bodcaw Bank transfer to other banks?

Does Bodcaw Bank have quick pay?

Does Bodcaw Bank accept rolled coins?

Will Bodcaw Bank accept loose change?

Where is Bodcaw Bank headquarters?

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