Bramble Savings Bank


954 State Route 28
Milford, OH 45150
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bramble Savings Bank is an FDIC insured institution located in Milford, OH. It was founded in 1916 and has approximately $0.05 billion in assets.

Bramble Savings Bank, Milford, Ohio, was closed September 17, 2010 by the Ohio Division of Financial Institutions, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Foundation Bank, Cincinnati, Ohio, to assume all of the deposits of Bramble Savings Bank.

FDIC Insured Yes
FDIC Certificate # 27808
Date Established 1916
Assets $ 50.35 million
Loans $ 36.34 million
Deposits $ 42.34 million
Capital $ 2.52 million

For a more detailed analysis of Bramble Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bramble Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.359% 3.250%
0.88 points
$3,438 fees
$1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to Bramble Savings Bank
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Financial Details

Bramble Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bramble Savings Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bramble Savings Bank U.S. Bank Average
78.15% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Bramble Savings Bank had $2,744,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,521,000 in equity and $990,000 in loans loss reserves. That gives it a Texas Ratio of 78.15%.

Return on Equity
Bramble Savings Bank U.S. Bank Average
-34.39% 11.43%

Bramble Savings Bank has a Return on Equity of -34.39% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bramble Savings Bank U.S. Bank Average
5.01% 11.51%

Bramble Savings Bank has a Capitalization of 5.01% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bramble Savings Bank Balance Sheet Analysis

As of November 30, -0001, Bramble Savings Bank had assets of $47,523,000, loans of $36,336,000, and deposits of $42,340,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 36.34 million
Loan loss allowance $ 0.99 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 42.34 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 50.35 million

Summary Income Statement

March 31, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bramble Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bramble Savings Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Bramble Savings Bank

Branches and Savings

Is Bramble Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #27808.

Why does Bramble Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bramble Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bramble Savings Bank a commercial bank?


Where are Bramble Savings Bank locations?

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Is Bramble Savings Bank open on Saturdays?

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Are Bramble Savings Bank ATMs Open 24/7?

Do Bramble Savings Bank ATMs accept cash deposits?

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Will Bramble Savings Bank notarize my document?

What address for Bramble Savings Bank should I put for incoming ACH transfers?

Will the Bramble Savings Bank branch print checks?

Do Bramble Savings Bank checks expire?

Does Bramble Savings Bank require US citizenship to open account?

Can Bramble Savings Bank close my account?

Does Bramble Savings Bank Report to credit bureaus?

Does Bramble Savings Bank Use Equifax?

What is Bramble Savings Bank's ACH Routing Number?

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Does Bramble Savings Bank offer mortgages?

Compare mortgage rates here.

Does Bramble Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bramble Savings Bank offer personal loans?

Compare personal loan rates here.

Does Bramble Savings Bank offer student loans?

Will Bramble Savings Bank cash a check?

Will Bramble Savings Bank redeem a savings bond?

Does Bramble Savings Bank cash savings bonds?

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Does Bramble Savings Bank do currency exchange?

Background on The Bank

Who owns Bramble Savings Bank?

How long has Bramble Savings Bank been around?

Can Bramble Savings Bank transfer to other banks?

Does Bramble Savings Bank have quick pay?

Does Bramble Savings Bank accept rolled coins?

Will Bramble Savings Bank accept loose change?

Where is Bramble Savings Bank headquarters?

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