Bremer Bank, National Association

345 Fourth Avenue
International Falls, MN 56649

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9343
Date Established 1908
Assets $0.11 billion
Loans $0.04 billion
Deposits $0.08 billion
Capital $0.01 billion

Bremer Bank, National Association is an FDIC insured institution located in International Falls, MN. It was founded in 1908 and has approximately $0.11 billion in assets.

For a more detailed analysis of Bremer Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bremer Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Minnesota, Bremer Bank, National Association has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 47.68
Multifamily
Mortgages
5.75
Credit Card Loans 0.00
Consumer Auto Loans 6.12
Small Business Loans 15.70
Construction and Development Loans 0.43
Commercial Real Estate 17.77
Commercial and Industrial Loans 13.52
Farm Loans 0.97

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bremer Bank, National Association, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bremer Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bremer Bank, National Association
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Branches

Bremer Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bremer Bank, National Association Locations

Financial Details

Bremer Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bremer Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bremer Bank, National Association U.S. Bank Average
2.56% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bremer Bank, National Association had $231,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,249,000 in equity and $766,000 in loans loss reserves. That gives it a Texas Ratio of 2.56%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bremer Bank, National Association U.S. Bank Average
12.69% 8.58

Bremer Bank, National Association has a Return on Equity of 12.69% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bremer Bank, National Association U.S. Bank Average
7.78% 12.11

Bremer Bank, National Association has a Capitalization of 7.78% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bremer Bank, National Association Balance Sheet Analysis

As of September 30, 2014, Bremer Bank, National Association had assets of $106,004,000, loans of $43,255,000, and deposits of $84,768,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bremer Bank, National Association

Branches and Savings

Is Bremer Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #9343.

Why does Bremer Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bremer Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bremer Bank, National Association a commercial bank?

Yes

Where are Bremer Bank, National Association locations?

See branch locations nearby.

Is Bremer Bank, National Association open on Saturdays?

Is Bremer Bank, National Association open on Sundays?

What time does Bremer Bank, National Association open?

What time does Bremer Bank, National Association close?

Are Bremer Bank, National Association ATMs Open 24/7?

Do Bremer Bank, National Association ATMs accept cash deposits?

Can Bremer Bank, National Association customers use other ATMs?

Do Bremer Bank, National Association branches have notaries?

Will Bremer Bank, National Association notarize my document?

What address for Bremer Bank, National Association should I put for incoming ACH transfers?

Will the Bremer Bank, National Association branch print checks?

Do Bremer Bank, National Association checks expire?

Does Bremer Bank, National Association require US citizenship to open account?

Can Bremer Bank, National Association close my account?

Does Bremer Bank, National Association Report to credit bureaus?

Does Bremer Bank, National Association Use Equifax?

What is Bremer Bank, National Association's ACH Routing Number?

What is Bremer Bank, National Association's SWIFT code?

Products

Does Bremer Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Bremer Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bremer Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Bremer Bank, National Association offer student loans?

Will Bremer Bank, National Association cash a check?

Will Bremer Bank, National Association redeem a savings bond?

Does Bremer Bank, National Association cash savings bonds?

Will Bremer Bank, National Association cash money orders?

Can Bremer Bank, National Association issue a money order?

Does Bremer Bank, National Association do currency exchange?

Background on The Bank

Who owns Bremer Bank, National Association?

How long has Bremer Bank, National Association been around?

Can Bremer Bank, National Association transfer to other banks?

Does Bremer Bank, National Association have quick pay?

Does Bremer Bank, National Association accept rolled coins?

Will Bremer Bank, National Association accept loose change?

Where is Bremer Bank, National Association headquarters?

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