Brookville National Bank

Headquarters

225 Upper Lewisburg-Salem Road
Brookville, OH 45309
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Brookville National Bank is an FDIC insured institution located in Brookville, OH. It was founded in 1934 and has approximately $0.11 billion in assets.

FDIC Insured Yes
FDIC Certificate # 14357
Date Established 1934
Assets $ 111.80 million
Loans $ 35.50 million
Deposits $ 100.72 million
Capital $ 10.04 million
 

For a more detailed analysis of Brookville National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

 

Loan Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brookville National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Brookville National Bank
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Branches

Brookville National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brookville National Bank Locations


Financial Details

Brookville National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brookville National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brookville National Bank U.S. Bank Average
0.17% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Brookville National Bank had $18,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,036,000 in equity and $375,000 in loans loss reserves. That gives it a Texas Ratio of 0.17%.

Return on Equity
Brookville National Bank U.S. Bank Average
3.74% 7.80%

Brookville National Bank has a Return on Equity of 3.74% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brookville National Bank U.S. Bank Average
8.98% 12.68%

Brookville National Bank has a Capitalization of 8.98% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brookville National Bank Balance Sheet Analysis

As of March 31, 2015, Brookville National Bank had assets of $111,795,000, loans of $35,498,000, and deposits of $100,718,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 35.50 million
Loan loss allowance $ 0.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 100.72 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 111.80 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Brookville National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Ohio, Brookville National Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.85
Multifamily
Mortgages
1.28
Credit Card Loans 0.00
Consumer Auto Loans 5.79
Small Business Loans 27.14
Construction and Development Loans 0.00
Commercial Real Estate 34.13
Commercial and Industrial Loans 13.61
Farm Loans 0.17

Frequently Asked Questions About Brookville National Bank

Branches and Savings

Is Brookville National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14357.

Why does Brookville National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brookville National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brookville National Bank a commercial bank?

Yes

Where are Brookville National Bank locations?

See branch locations nearby.

Is Brookville National Bank open on Saturdays?

Is Brookville National Bank open on Sundays?

What time does Brookville National Bank open?

What time does Brookville National Bank close?

Are Brookville National Bank ATMs Open 24/7?

Do Brookville National Bank ATMs accept cash deposits?

Can Brookville National Bank customers use other ATMs?

Do Brookville National Bank branches have notaries?

Will Brookville National Bank notarize my document?

What address for Brookville National Bank should I put for incoming ACH transfers?

Will the Brookville National Bank branch print checks?

Do Brookville National Bank checks expire?

Does Brookville National Bank require US citizenship to open account?

Can Brookville National Bank close my account?

Does Brookville National Bank Report to credit bureaus?

Does Brookville National Bank Use Equifax?

What is Brookville National Bank's ACH Routing Number?

What is Brookville National Bank's SWIFT code?

Products

Does Brookville National Bank offer mortgages?

Compare mortgage rates here.

Does Brookville National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brookville National Bank offer personal loans?

Compare personal loan rates here.

Does Brookville National Bank offer student loans?

Will Brookville National Bank cash a check?

Will Brookville National Bank redeem a savings bond?

Does Brookville National Bank cash savings bonds?

Will Brookville National Bank cash money orders?

Can Brookville National Bank issue a money order?

Does Brookville National Bank do currency exchange?

Background on The Bank

Who owns Brookville National Bank?

How long has Brookville National Bank been around?

Can Brookville National Bank transfer to other banks?

Does Brookville National Bank have quick pay?

Does Brookville National Bank accept rolled coins?

Will Brookville National Bank accept loose change?

Where is Brookville National Bank headquarters?

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