Bryant Bank


1550 Mcfarland Boulevard North
Tuscaloosa, AL 35406
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.30% 0.80% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.65% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bryant Bank is an FDIC insured institution located in Tuscaloosa, AL. It was founded in 2005 and has approximately $2.5 billion in assets. Customers can open an account at one of its 16 branches.

FDIC Insured Yes
FDIC Certificate # 57997
Date Established 2005
Assets $ 2.50 billion
Loans $ 1,197.10 million
Deposits $ 2.03 billion
Capital $ 197.98 million

For a more detailed analysis of Bryant Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.40% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bryant Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611
2.674% 2.625%
0.63 points
$1,585 fees
$1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bryant Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Bryant Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bryant Bank Locations

Financial Details

Bryant Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bryant Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bryant Bank U.S. Bank Average
2.42% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Bryant Bank had $4,878,000 in non-current loans and $174,000 in owned real estate. To cover these potential losses it had $197,975,000 in equity and $10,733,000 in loans loss reserves. That gives it a Texas Ratio of 2.42%.

Return on Equity
Bryant Bank U.S. Bank Average
11.31% 11.43%

Bryant Bank has a Return on Equity of 11.31% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bryant Bank U.S. Bank Average
7.91% 11.51%

Bryant Bank has a Capitalization of 7.91% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bryant Bank Balance Sheet Analysis

As of March 31, 2021, Bryant Bank had assets of $2,501,641,000, loans of $1,197,101,000, and deposits of $2,030,848,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 739.70 million
Interest-bearing balances $ 705.95 million
Total securities $ 484.09 million
Federal funds sold and reverse repurchase $ 0.02 million
Net loans and leases $ 1,197.10 million
Loan loss allowance $ 10.73 million
Trading account assets $ 1.79 million
Bank premises and fixed assets N.A.
Other real estate owned $ 0.17 million
Goodwill and other intangibles N.A.
All other assets $ 32.20 million
     Total Assets $ 2.30 billion
Total deposits $ 2.03 billion
      Interest-bearing deposits $ 1,313.06 million
      Deposits held in domestic offices $ 2.03 billion
      % insured (estimated) 42.59%
Federal funds purchased and repurchase agreements $ 266.26 million
Trading liabilities $ 1.04 million
Other borrowed funds $ 1.39 million
Subordinated debt N.A.
All other liabilities $ 4.13 million
      Total Liabilities $ 2.30 billion
      Shareholders’ Equity $ 197.98 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 15.84 million
Total Interest Expense $ 1.44 million
Net interest income $ 14.40 million
Provision for loan and lease losses $ 0.10 million
Total non interest income $ 3.07 million
Total non interest expense $ 11.54 million
Pre-tax Net Operating Income $ 5.83 million

Bank Loan Profile?

The top three loan types in Bryant Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, Bryant Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.02
Credit Card Loans 0.00
Consumer Auto Loans 0.10
Small Business Loans 0.00
Construction and Development Loans 12.50
Commercial Real Estate 35.46
Commercial and Industrial Loans 24.76
Farm Loans 0.00

Frequently Asked Questions About Bryant Bank

Branches and Savings

Is Bryant Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57997.

Why does Bryant Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bryant Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bryant Bank a commercial bank?


Where are Bryant Bank locations?

See branch locations nearby.

Is Bryant Bank open on Saturdays?

Is Bryant Bank open on Sundays?

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Are Bryant Bank ATMs Open 24/7?

Do Bryant Bank ATMs accept cash deposits?

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Do Bryant Bank branches have notaries?

Will Bryant Bank notarize my document?

What address for Bryant Bank should I put for incoming ACH transfers?

Will the Bryant Bank branch print checks?

Do Bryant Bank checks expire?

Does Bryant Bank require US citizenship to open account?

Can Bryant Bank close my account?

Does Bryant Bank Report to credit bureaus?

Does Bryant Bank Use Equifax?

What is Bryant Bank's ACH Routing Number?

What is Bryant Bank's SWIFT code?


Does Bryant Bank offer mortgages?

Compare mortgage rates here.

Does Bryant Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bryant Bank offer personal loans?

Compare personal loan rates here.

Does Bryant Bank offer student loans?

Will Bryant Bank cash a check?

Will Bryant Bank redeem a savings bond?

Does Bryant Bank cash savings bonds?

Will Bryant Bank cash money orders?

Can Bryant Bank issue a money order?

Does Bryant Bank do currency exchange?

Background on The Bank

Who owns Bryant Bank?

How long has Bryant Bank been around?

Can Bryant Bank transfer to other banks?

Does Bryant Bank have quick pay?

Does Bryant Bank accept rolled coins?

Will Bryant Bank accept loose change?

Where is Bryant Bank headquarters?

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