Burr Ridge Bank and Trust

7020 County Line Road
Burr Ridge, IL 60527

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58846
Date Established 2009
Assets $0.19 billion
Loans $0.14 billion
Deposits $0.16 billion
Capital $0.02 billion

Burr Ridge Bank and Trust is an FDIC insured institution located in Burr Ridge, IL. It was founded in 2009 and has approximately $0.19 billion in assets.

For a more detailed analysis of Burr Ridge Bank and Trust's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Burr Ridge Bank and Trust’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Illinois, Burr Ridge Bank and Trust has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.46
Multifamily
Mortgages
2.72
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 7.42
Construction and Development Loans 1.63
Commercial Real Estate 47.36
Commercial and Industrial Loans 33.28
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Burr Ridge Bank And Trust, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Burr Ridge Bank and Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Burr Ridge Bank and Trust
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Branches

Burr Ridge Bank and Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Burr Ridge Bank And Trust Locations

Financial Details

Burr Ridge Bank and Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Burr Ridge Bank and Trust. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Burr Ridge Bank and Trust U.S. Bank Average
12.41% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Burr Ridge Bank and Trust had $2,958,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $20,899,000 in equity and $2,930,000 in loans loss reserves. That gives it a Texas Ratio of 12.41%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Burr Ridge Bank and Trust U.S. Bank Average
3.69% 8.58

Burr Ridge Bank and Trust has a Return on Equity of 3.69% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Burr Ridge Bank and Trust U.S. Bank Average
11.27% 12.11

Burr Ridge Bank and Trust has a Capitalization of 11.27% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Burr Ridge Bank and Trust Balance Sheet Analysis

As of December 31, 2012, Burr Ridge Bank and Trust had assets of $185,394,000, loans of $140,273,000, and deposits of $161,615,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Burr Ridge Bank and Trust

Branches and Savings

Is Burr Ridge Bank and Trust FDIC insured?

Yes. It is covered under FDIC Certificate #58846.

Why does Burr Ridge Bank and Trust pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Burr Ridge Bank and Trust CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Burr Ridge Bank and Trust a commercial bank?

Yes

Where are Burr Ridge Bank and Trust locations?

See branch locations nearby.

Is Burr Ridge Bank and Trust open on Saturdays?

Is Burr Ridge Bank and Trust open on Sundays?

What time does Burr Ridge Bank and Trust open?

What time does Burr Ridge Bank and Trust close?

Are Burr Ridge Bank and Trust ATMs Open 24/7?

Do Burr Ridge Bank and Trust ATMs accept cash deposits?

Can Burr Ridge Bank and Trust customers use other ATMs?

Do Burr Ridge Bank and Trust branches have notaries?

Will Burr Ridge Bank and Trust notarize my document?

What address for Burr Ridge Bank and Trust should I put for incoming ACH transfers?

Will the Burr Ridge Bank and Trust branch print checks?

Do Burr Ridge Bank and Trust checks expire?

Does Burr Ridge Bank and Trust require US citizenship to open account?

Can Burr Ridge Bank and Trust close my account?

Does Burr Ridge Bank and Trust Report to credit bureaus?

Does Burr Ridge Bank and Trust Use Equifax?

What is Burr Ridge Bank and Trust's ACH Routing Number?

What is Burr Ridge Bank and Trust's SWIFT code?

Products

Does Burr Ridge Bank and Trust offer mortgages?

Compare mortgage rates here.

Does Burr Ridge Bank and Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Burr Ridge Bank and Trust offer personal loans?

Compare personal loan rates here.

Does Burr Ridge Bank and Trust offer student loans?

Will Burr Ridge Bank and Trust cash a check?

Will Burr Ridge Bank and Trust redeem a savings bond?

Does Burr Ridge Bank and Trust cash savings bonds?

Will Burr Ridge Bank and Trust cash money orders?

Can Burr Ridge Bank and Trust issue a money order?

Does Burr Ridge Bank and Trust do currency exchange?

Background on The Bank

Who owns Burr Ridge Bank and Trust?

How long has Burr Ridge Bank and Trust been around?

Can Burr Ridge Bank and Trust transfer to other banks?

Does Burr Ridge Bank and Trust have quick pay?

Does Burr Ridge Bank and Trust accept rolled coins?

Will Burr Ridge Bank and Trust accept loose change?

Where is Burr Ridge Bank and Trust headquarters?

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