Business Bank of Texas, N.A.

1910 W. Braker Lane, Ste 100
Austin, TX 78758

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58545
Date Established 2007
Assets $0.11 billion
Loans $0.07 billion
Deposits $0.10 billion
Capital $0.01 billion

Business Bank of Texas, N.A. is an FDIC insured institution located in Austin, TX. It was founded in 2007 and has approximately $0.11 billion in assets.

For a more detailed analysis of Business Bank of Texas, N.A.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Business Bank of Texas, N.A.’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Texas, Business Bank of Texas, N.A. has a significantly higher percent of Small Business Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.86
Multifamily
Mortgages
3.86
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 37.56
Construction and Development Loans 7.75
Commercial Real Estate 54.48
Commercial and Industrial Loans 26.02
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.65% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.90% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.60% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Business Bank of Texas, N.A.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Business Bank of Texas, N.A.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Business Bank of Texas, N.A. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Business Bank Of Texas, N.a. Locations

Financial Details

Business Bank of Texas, N.A. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Business Bank of Texas, N.A.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Business Bank of Texas, N.A. U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Business Bank of Texas, N.A. had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $11,876,000 in equity and $1,321,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Business Bank of Texas, N.A. U.S. Bank Average
11.68% 8.58

Business Bank of Texas, N.A. has a Return on Equity of 11.68% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Business Bank of Texas, N.A. U.S. Bank Average
10.52% 12.11

Business Bank of Texas, N.A. has a Capitalization of 10.52% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Business Bank of Texas, N.A. Balance Sheet Analysis

As of June 30, 2017, Business Bank of Texas, N.A. had assets of $112,920,000, loans of $74,727,000, and deposits of $100,957,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Business Bank of Texas, N.A.

Branches and Savings

Is Business Bank of Texas, N.A. FDIC insured?

Yes. It is covered under FDIC Certificate #58545.

Why does Business Bank of Texas, N.A. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Business Bank of Texas, N.A. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Business Bank of Texas, N.A. a commercial bank?

Yes

Where are Business Bank of Texas, N.A. locations?

See branch locations nearby.

Is Business Bank of Texas, N.A. open on Saturdays?

Is Business Bank of Texas, N.A. open on Sundays?

What time does Business Bank of Texas, N.A. open?

What time does Business Bank of Texas, N.A. close?

Are Business Bank of Texas, N.A. ATMs Open 24/7?

Do Business Bank of Texas, N.A. ATMs accept cash deposits?

Can Business Bank of Texas, N.A. customers use other ATMs?

Do Business Bank of Texas, N.A. branches have notaries?

Will Business Bank of Texas, N.A. notarize my document?

What address for Business Bank of Texas, N.A. should I put for incoming ACH transfers?

Will the Business Bank of Texas, N.A. branch print checks?

Do Business Bank of Texas, N.A. checks expire?

Does Business Bank of Texas, N.A. require US citizenship to open account?

Can Business Bank of Texas, N.A. close my account?

Does Business Bank of Texas, N.A. Report to credit bureaus?

Does Business Bank of Texas, N.A. Use Equifax?

What is Business Bank of Texas, N.A.'s ACH Routing Number?

What is Business Bank of Texas, N.A.'s SWIFT code?

Products

Does Business Bank of Texas, N.A. offer mortgages?

Compare mortgage rates here.

Does Business Bank of Texas, N.A. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Business Bank of Texas, N.A. offer personal loans?

Compare personal loan rates here.

Does Business Bank of Texas, N.A. offer student loans?

Will Business Bank of Texas, N.A. cash a check?

Will Business Bank of Texas, N.A. redeem a savings bond?

Does Business Bank of Texas, N.A. cash savings bonds?

Will Business Bank of Texas, N.A. cash money orders?

Can Business Bank of Texas, N.A. issue a money order?

Does Business Bank of Texas, N.A. do currency exchange?

Background on The Bank

Who owns Business Bank of Texas, N.A.?

How long has Business Bank of Texas, N.A. been around?

Can Business Bank of Texas, N.A. transfer to other banks?

Does Business Bank of Texas, N.A. have quick pay?

Does Business Bank of Texas, N.A. accept rolled coins?

Will Business Bank of Texas, N.A. accept loose change?

Where is Business Bank of Texas, N.A. headquarters?

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